464 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 464 Junction Rd, Esperance, NY 12066

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,728 sqft · built 1999
Lot Size17.6 acres (766,656 sqft)
Owner2 Individual Names on Record
Last Sale$161,000 (Aug 2009)
Tax Bill$6,073 (2026)
Flood ZoneZone X (minimal risk)
APN433089 37.-3-3.22

Property Details

APN / Parcel Number

Primary APN433089 37.-3-3.22
Alternative APNs
  • 308903700000030030220000
  • 455J204004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area766,656 sqft (17.6 acres)
Lot Width30 ft Width
PorchSlab
Porch Area384 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number455J204004
Street Address464 JUNCTION RD
CityESPERANCE
StateNY
Zip12066-3908
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block3
Legal Lot Number3.022
JurisdictionSCHOHARIE NY
Township / Civil DivisionESPERANCE
Census Block Group1
Census Block1033
Census Tract740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address464 JUNCTION RD, ESPERANCE, NY 12066-3908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2009 · Amount on Record
Deed SaleAug 27, 2009 · Amount on Record
Prior SaleApr 30, 2009 · Amount on Record
Deed Book / Page885 / 242
Prior Transfer DateJun 15, 2009
Prior Transfer Doc0000000885/000000024
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionEsperance Town
Unified School DistrictSchoharie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,073.00 (+4.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025$5,830.00 (+207.49%)$170,000 (-) Land $27,600 Building $142,400$274,194 (+7.11%) Land $44,516 Building $229,678
2023$170,000 (-) Land $27,600 Building $142,400$255,986 (+15.19%) Land $41,560 Building $214,426
2022$170,000 Land $27,600 Building $142,400$222,222 Land $36,078 Building $186,144
2021$1,896.00 (-63.02%)
2020$5,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims17 (1987–2011)
Claims Outside the SFHA5 of 17
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 7 claims
  • Severe Storms And Flooding, Apr 2005 · 5 claims
  • Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Junction Rd

Nearby Streets

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