463 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 463 Junction Rd, Esperance, NY 12066

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,640 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$3,657 (2026)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`433089 37.-3-5`

Property Details

APN / Parcel Number

Primary APN	`433089 37.-3-5`
Alternative APNs	`308903700000030050000000` `455J176021`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,640 sqft Total Area
1st Floor Area	1,320 sqft
2nd Floor Area	1,320 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Lot Width	237 ft Width
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J176021
Street Address	463 JUNCTION RD
City	ESPERANCE
State	NY
Zip	12066-3909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1031
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 JUNCTION RD, ESPERANCE, NY 12066-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 15, 2022
Property Address	463 JUNCTION RD, ESPERANCE, NY 12066-3909
Document Number	001180/120
Book / Page	1180 / 120
Instrument Date	Nov 21, 2022
Instrument	819860
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 HILDEBRANDT AVE, SCHENECTADY, NY 12307-1107

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,657.00 (+4.01%)
2025	$3,516.00 (+155.9%)	$96,800 (-) Land $10,300 Building $86,500	$156,129 (+7.11%) Land $16,613 Building $139,516
2023		$96,800 (-) Land $10,300 Building $86,500	$145,761 (+15.19%) Land $15,510 Building $130,251
2022		$96,800 Land $10,300 Building $86,500	$126,536 Land $13,464 Building $113,072
2021	$1,374.00 (-61.67%)
2020	$3,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Junction Rd

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