479 Cotter St, Ringgold, GA 30736 Property Records

Catoosa County property record for 479 Cotter St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,236 sqft · built 1925
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2025)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0060134000`

Property Details

APN / Parcel Number

Primary APN	`R0060134000`
Alternative APNs	`R0060134` `27268`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,236 sqft Heated Area
1st Floor Area	2,236 sqft
Flooring	Pine Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	190 ft deep x 98 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	300 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27268
Old Parcel Number	R0060134000
Street Address	479 COTTER ST
City	RINGGOLD
State	GA
Zip	30736-2337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIN R-3
Legal Description	PT LL 191 28/3 RINGGOLD
Legal Subdivision	SALE INC MH ON ACC
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1030
Census Tract	30201

Owner

Source: Catoosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	479 COTTER ST, RINGGOLD, GA 30736-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	0002370623
Deed Book / Page	2370 / 623
Record Updated	Jun 8, 2026

February 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 21, 2025
Property Address	479 COTTER ST, RINGGOLD, GA 30736-2337
Document Number	0023700623
Book / Page	2370 / 623
Instrument Date	Feb 13, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 COTTER ST, RINGGOLD, GA 30736-2337
Investor	Possibly a Property Investor

Mortgage

Document Number	0002370625
Date	Feb 21, 2025
Instrument	2370/625

Lender

Name	NEWREZ

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+3.88%) Homeowner's exemption Senior Citizen's exemption	$73,714 (+40.3%) Land $14,000 Building $59,714	$184,284 (+40.3%) Land $35,000 Building $149,284
2023	$1,264.00 (+18.35%) Homeowner's exemption Senior Citizen's exemption	$52,542 Land $7,514 Building $45,028	$131,354 Land $18,784 Building $112,570
2022	$1,068.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1990–2020)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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