Catoosa County property record for 436 Cotter St, Ringgold, GA 30736 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Feb 2014) |
| Tax Bill | $78 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0070004000 |
| Primary APN | R0070004000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Heated Area |
| 1st Floor Area | 912 sqft |
| Flooring | Pine Wood |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 220 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27371 |
|---|---|
| Old Parcel Number | R0070004000 |
| Street Address | 436 COTTER ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF RINGGOLD |
| Legal Subdivision | SALE INC MH ON ACC |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 30201 |
Source: Catoosa County records · APN R0070004000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 COTTER ST, RINGGOLD, GA 30736-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2014 · Amount on Record |
| Deed Sale | Feb 18, 2014 · Amount on Record |
| Prior Sale | Jan 08, 2014 · Amount on Record |
| Deed Document Number | 0001721250 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 436 COTTER ST, RINGGOLD, GA 30736-2335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 436 COTTER ST, RINGGOLD, GA 30736-2335 |
| Document Number | 0021750000000798 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 0000002175/0000000798 |
| Instrument | 010129 |
| Name | PEOPLES LOAN AND FINANCE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jan 01, 2031 |
Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78.00 (+4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $42,310 (+72.48%) Land $14,000 Building $28,310 | $105,775 (+72.48%) Land $35,000 Building $70,775 |
| 2023 | $75.00 (-85.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $24,530 Land $5,008 Building $19,522 | $61,325 Land $12,520 Building $48,805 |
| 2022 | $509.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1990–2020) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Apr 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ringgold Telephone Company | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Ringgold Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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