436 Cotter St, Ringgold, GA 30736 Property Records

Catoosa County property record for 436 Cotter St, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1940
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Feb 2014)
Tax Bill$78 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APNR0070004000

Property Details

APN / Parcel Number

Primary APNR0070004000
Alternative APNs
  • R0070004
  • 27371

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Heated Area
1st Floor Area912 sqft
FlooringPine Wood
Interior WallsWood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions220 ft deep x 60 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number27371
Old Parcel NumberR0070004000
Street Address436 COTTER ST
CityRINGGOLD
StateGA
Zip30736-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN OF RINGGOLD
Legal SubdivisionSALE INC MH ON ACC
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group1
Census Block1030
Census Tract30201

Owner

Source: Catoosa County records · APN R0070004000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address436 COTTER ST, RINGGOLD, GA 30736-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2014 · Amount on Record
Deed SaleFeb 18, 2014 · Amount on Record
Prior SaleJan 08, 2014 · Amount on Record
Deed Document Number0001721250
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address436 COTTER ST, RINGGOLD, GA 30736-2335
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 COTTER ST, RINGGOLD, GA 30736-2335

Mortgage

Document Number0021750000000798
DateOct 14, 2021
Book Page0000002175/0000000798
Instrument010129
Lender
NamePEOPLES LOAN AND FINANCE
Agreement
AmountAmount Recorded
Term120 Months
DueJan 01, 2031

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
MunicipalityRinggold City
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$78.00 (+4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$42,310 (+72.48%) Land $14,000 Building $28,310$105,775 (+72.48%) Land $35,000 Building $70,775
2023$75.00 (-85.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$24,530 Land $5,008 Building $19,522$61,325 Land $12,520 Building $48,805
2022$509.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470302011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1990–2020)
Claims Outside the SFHA12 of 16
Most Recent ClaimApr 2020, river or lake flooding
Claims By Storm
  • Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Georgia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ringgold Telephone CompanyFiber2,500 / 2,500
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Ringgold Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cotter St

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