Catoosa County property record for 466 Cotter St, Ringgold, GA 30736 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,631 sqft Heated Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Garage | Carport, 200 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $104,000 (2020) |
| Tax Bill | $1,395.00 (2025) |
Source: Catoosa County records · APN R0070006000
Assessment roll updated February 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 15, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 05, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MILEND |
| Aug 19, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TRUIST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2010 · Amount on Record |
| Deed Doc Number | 20201730 |
| Deed Book / Page | 2073 / 234 |
| Prior Transfer Date | Feb 19, 2014 |
| Prior Transfer Doc | 0017160766 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 23, 2026 |
| Property Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Document Number | 0024430000000489 |
| Book / Page | 2443 / 489 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Investor | Possibly a Property Investor |
| Document Number | 2443000489, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 2443/489 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 15, 2026 |
| Property Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Document Number | 0024420000000052 |
| Book / Page | 2442 / 52 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000024, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2442/52 |
| Instrument | 202624 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Investor | Possibly a Property Investor |
| Document Number | 0022520000000822 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 0000002252/0000000822 |
| Instrument | 009292 |
| Name | TRUIST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Document Number | 0023100000000011 |
|---|---|
| Date | Jan 05, 2024 |
| Book Page | 0000002310/0000000011 |
| Instrument | D2024000101 |
| Name | MILEND |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Aug 19, 2020 |
| Property Address | 466 COTTER ST, RINGGOLD, GA 30736-2336 |
| Document Number | 0020730234 |
| Book / Page | 002073 / 000234 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 6620 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2020 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 466 COTTER ST RINGGOLD GA 307362336, RINGGOLD, GA 30736-2336 |
| Document Number | 20730236 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 002073/000236 |
| Instrument | 6621 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Municipality | Ringgold City |
| Unified School District | Catoosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,395.00 (+48.72%) | $65,117 (+76.9%) Land $14,000 Building $51,117 | $162,792 (+76.9%) Land $35,000 Building $127,792 |
| 2023 | $938.00 (+21.98%) | $36,811 Land $5,896 Building $30,915 | $92,027 Land $14,740 Building $77,287 |
| 2022 | $769.00 |
Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 6% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | R0070006000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,631 sqft Heated Area |
| 1st Floor | 1,255 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,860 sqft (0.41 acres) |
| Depth X Width | 206 ft x 87 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 200 sqft Garage |
| Carport | Carport |
| Carport Area | 200 sqft Carport |
| Deck Area | 24 sqft Deck |
| Porch Area | 32 sqft Porch |
| Utility Building | 160 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 27373 |
|---|---|
| Street Address | 466 COTTER ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT LL 191 28/3 |
| Legal Subdivision | SALE INC MH ON ACC |
| Jurisdiction | CATOOSA GA |
| Minor Civil Division | RINGGOLD |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 30201 |
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