451 Cotter St, Ringgold, GA 30736 Property Records

Catoosa County property record for 451 Cotter St, Ringgold, GA 30736 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1985
Square Footage	836 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$160,000 (2025)
Tax Bill	$978.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R0060132000`
Alternative APNs	`R0060132` `27266`

Interior

Full Baths	1 Baths
Building Area	836 sqft Heated Area
1st Floor	836 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	85 ft x 82 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	27266
Street Address	451 COTTER ST
City	RINGGOLD
State	GA
Zip	30736-2337
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOWN OF RINGGOLD
Legal Subdivision	SALE INC MH ON ACC
Jurisdiction	CATOOSA GA
Minor Civil Division	RINGGOLD
Census Blockgroup	1
Census Block	1030
Census Tract	30201

Owner

Source: Catoosa County records · APN R0060132000

Assessment roll updated February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	451 COTTER ST, RINGGOLD, GA 30736-2337
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Book / Page	2405 / 51
Prior Transfer Date	Oct 17, 2006
Prior Transfer Doc	0013210689
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 08, 2025
Property Address	451 COTTER ST, RINGGOLD, GA 30736-2337
Document Number	0024050051
Book / Page	2405 / 51
Instrument Date	Sep 03, 2025
Transaction Type	Transfer
Record Updated	Mar 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1.60
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 COTTER ST, RINGGOLD, GA 30736-2337

Mortgage

Document Number	0000240553
Date	Sep 08, 2025
Instrument	2405/53

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2055

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+14.52%)	$45,640 (+30.47%) Land $14,000 Building $31,640	$114,100 (+30.47%) Land $35,000 Building $79,100
2024	$854.00 (+24.13%)	$34,981 (+29.55%) Land $4,713 Building $30,268	$87,453 (+29.55%) Land $11,783 Building $75,670
2023	$688.00 (+21.13%)	$27,001 Land $4,713 Building $22,288	$67,503 Land $11,783 Building $55,720
2022	$568.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.