476 Charles Ave, De Beque, CO 81630 Property Records

Mesa County property record for 476 Charles Ave, De Beque, CO 81630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2020)
Tax Bill	$616 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2445-272-18-002`

Property Details

APN / Parcel Number

Primary APN	`2445-272-18-002`
Alternative APN	`R000515`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	652 sqft
Upper Floors Area	1,082 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000515
Street Address	476 CHARLES AVE
City	DE BEQUE
State	CO
Zip	81630-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 DEBEQUE TOWNHOMES SEC 27 8S 97W - 0.14AC
Legal Range	097
Legal Township	08S
Legal Section	27
Legal Subdivision	DEBEQUE TOWNHOMES
Legal Block	18
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2062
Census Tract	1800

Owner

476 Charles Ave is owned by an individual who bought it in May 2020.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	478 CHARLES AVE, DE BEQUE, CO 81630-5019
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 19, 2020	Grant Deed, Transfer MORTGAGE SOLUTIONS/CO
Nov 22, 2019	Grant Deed, Foreclosure OTHER
Sep 17, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Sep 4, 2019	Certificate of Purchase, Foreclosure NOT AVAILABLE
Nov 1, 2018	Warranty Deed, Transfer · FHA Mortgage CENDERA FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Sep 17, 2019 · Amount on File
Deed Document Number	20202924888
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0002635617
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003033169
Date	Jun 2, 2022
Instrument	3033169

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	May 19, 2020
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002924888
Instrument Date	May 18, 2020
Instrument	2924888
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 CHARLES AVE DE BEQUE CO 81630, DE BEQUE, CO 81630

Mortgage

Document Number	2924889
Date	May 19, 2020
Instrument	2924889

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

November 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Nov 22, 2019
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002904030
Instrument Date	Nov 8, 2019
Instrument	2904030
Transaction Type	Foreclosure
Record Updated	Dec 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MESA CO
Recording Date	Sep 17, 2019
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002895288
Instrument Date	Sep 17, 2019
Instrument	2895288
Transaction Type	Foreclosure
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	476 CHARLES AVE DE BEQUE CO 81630, DE BEQUE, CO 81630

September 2019: Certificate of Purchase, Foreclosure

Document Type	Certificate of Purchase
Jurisdiction	MESA CO
Recording Date	Sep 4, 2019
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002893786
Instrument	2893786
Transaction Type	Foreclosure
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 BLAKE ST DENVER CO 802021229, DENVER, CO 80202-1229

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 1, 2018
Property Address	476 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002860007
Map Reference	DOC2298799
Instrument Date	Oct 31, 2018
Instrument	2860007
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TITLE CO OF THE ROCKIES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5724 REPUBLIC OF TEXAS BLVD, 5724, AUSTIN, TX 78735-6512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 263, DE BEQUE, CO 81630-0263

Mortgage

Document Number	0002860008
Date	Nov 1, 2018
Instrument	2860008

Lender

Name	CENDERA FUNDING INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Mortgage

Document Number	0002860009
Date	Nov 1, 2018
Instrument	2860009

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 476 Charles Ave was $616, up 31.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+31.06%)	$14,800 (+24.27%) Land $2,250 Building $12,550	$236,820 Land $36,000 Building $200,820
2024	$470.00 (+3.75%)	$11,910 (-) Land $1,590 Building $10,320
2023	$453.00 (+5.59%)	$11,910 (+2.58%) Land $1,590 Building $10,320	$177,740 Land $23,670 Building $154,070
2022	$429.00	$11,610 Land $1,250 Building $10,360
2021			$167,000 Land $18,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 476 Charles Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Charles Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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