456 Charles Ave, De Beque, CO 81630 Property Records

Mesa County property record for 456 Charles Ave, De Beque, CO 81630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2022)
Tax Bill	$616 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2445-272-18-004`

Property Details

APN / Parcel Number

Primary APN	`2445-272-18-004`
Alternative APNs	`244527205005` `R000517`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	652 sqft
Upper Floors Area	1,082 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000517
Street Address	456 CHARLES AVE
City	DE BEQUE
State	CO
Zip	81630-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 DEBEQUE TOWNHOMES SEC 27 8S 97W - 0.14AC
Legal Range	097
Legal Township	08S
Legal Section	27
Legal Subdivision	DEBEQUE TOWNHOMES
Legal Block	18
Legal Lot Number	4
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2062
Census Tract	1800

Owner

456 Charles Ave is owned by two individuals who bought it in August 2022.

Source: Mesa County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 33, DE BEQUE, CO 81630-0033
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Aug 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage SECURITY SERVICE FCU
Jun 30, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Feb 7, 2007 · Amount on File
Deed Document Number	20223040416
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0003036225
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	456 CHARLES AVE, DE BEQUE, CO 81630-5019
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003063707
Date	May 15, 2023
Instrument	3063707

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 9, 2022
Property Address	456 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0003040416
Map Reference	MB 4083 PG 381
Instrument Date	Aug 8, 2022
Instrument	3040416
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	456 CHARLES AVE, 456, DE BEQUE, CO 81630-5019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 333, DE BEQUE, CO 81630-0333

Mortgage

Document Number	0003040417
Date	Aug 9, 2022
Instrument	3040417

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2037
Change Frequency	5 Years
Max Rate At Change	9.62%
Index	FHLBNY's 5-Year Index

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Jun 30, 2022
Property Address	456 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0003036225
Instrument Date	Jun 29, 2022
Instrument	3036225
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 H 3/4 RD, 2024, FRUITA, CO 81521-9120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 H 3/4 RD, FRUITA, CO 81521-9120

Tax Assessment & Valuation

The 2025 property tax bill for 456 Charles Ave was $616, up 31.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+31.06%)	$14,800 (+24.27%) Land $2,250 Building $12,550	$236,820 Land $36,000 Building $200,820
2024	$470.00 (+3.75%)	$11,910 (-) Land $1,590 Building $10,320
2023	$453.00 (+5.59%)	$11,910 (+2.58%) Land $1,590 Building $10,320	$177,740 Land $23,670 Building $154,070
2022	$429.00	$11,610 Land $1,250 Building $10,360
2021			$167,000 Land $18,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 456 Charles Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Charles Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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