465 Charles Ave, De Beque, CO 81630 Property Records

Mesa County property record for 465 Charles Ave, De Beque, CO 81630

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2000
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Jul 2020)
Tax Bill	$385 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2445-272-06-015`

Property Details

APN / Parcel Number

Primary APN	`2445-272-06-015`
Alternative APN	`R000405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000405
Street Address	465 CHARLES AVE
City	DE BEQUE
State	CO
Zip	81630-5019
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOTS 17 & 18 INC BLK 16 TOWN OF DE BEQUE SEC 27 8S 97W - 0.14AC
Legal Range	097
Legal Township	08S
Legal Section	27
Legal Subdivision	TOWN OF DE BEQUE
Legal Block	16
Legal Lot Number	17,18
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2060
Census Tract	1800

Owner

465 Charles Ave, a mobile home, is owned and occupied by two individuals who bought it in July 2020.

Source: Mesa County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jul 6, 2020	Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 31, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20202931421
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003041088
Date	Aug 17, 2022
Instrument	3041088

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 6, 2020
Property Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002931421
Instrument Date	Jun 30, 2020
Instrument	2931421
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITEL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019

Mortgage

Document Number	0002931422
Date	Jul 6, 2020
Instrument	2931422

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Oct 31, 2019
Property Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002901242
Instrument Date	Oct 30, 2019
Instrument	2901242
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019

Mortgage

Document Number	0002901243
Date	Oct 31, 2019
Instrument	2901243

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	465 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002871478
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CHARLES AVE DE BEQUE CO 81630, DE BEQUE, CO 81630

Mortgage

Document Number	0002871478
Date	Mar 1, 2019
Instrument	2871478

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GRAND JUNCTION, CO 81504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2029

Interest

Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 465 Charles Ave was $385, up 112.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 (+112.71%)	$9,260 (+101.74%) Land $1,940 Building $7,320	$148,150 Land $31,000 Building $117,150
2024	$181.00 (+4.02%)	$4,590 (-) Land $1,150 Building $3,440
2023	$174.00 (-32.3%)	$4,590 (-34.15%) Land $1,150 Building $3,440	$68,540 Land $17,200 Building $51,340
2022	$257.00	$6,970 Land $1,490 Building $5,480
2021			$100,320 Land $21,500 Building $78,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 465 Charles Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Charles Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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