426 Charles Ave, De Beque, CO 81630 Property Records

Mesa County property record for 426 Charles Ave, De Beque, CO 81630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,734 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Dec 2021)
Tax Bill	$616 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2445-272-18-005`

Property Details

APN / Parcel Number

Primary APN	`2445-272-18-005`
Alternative APN	`R000518`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	652 sqft
Upper Floors Area	1,082 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000518
Street Address	426 CHARLES AVE
City	DE BEQUE
State	CO
Zip	81630-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 DEBEQUE TOWNHOMES SEC 27 8S 97W - 0.14AC
Legal Range	097
Legal Township	08S
Legal Section	27
Legal Subdivision	DEBEQUE TOWNHOMES
Legal Block	18
Legal Lot Number	5
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2062
Census Tract	1800

Owner

426 Charles Ave is owned and occupied by an individual who bought it in December 2021.

Source: Mesa County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	426 CHARLES AVE, DE BEQUE, CO 81630-5019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Special Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 8, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jul 8, 2020 · Amount on File
Deed Document Number	20213010427
Record Updated	Sep 20, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 3, 2021
Property Address	426 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0003010427
Map Reference	MB 4351 PG 272
Instrument Date	Nov 30, 2021
Instrument	3010427
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4266 CHARLES AVENUE, 4266, DE BEQUE, CO 81630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CHARLES AVE, DE BEQUE, CO 81630-5019

Mortgage

Document Number	0003010428
Date	Dec 3, 2021
Instrument	3010428

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Mortgage

Document Number	0003010429
Date	Dec 3, 2021
Instrument	3010429

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 8, 2020
Property Address	426 CHARLES AVE, DE BEQUE, CO 81630-5019
Document Number	0002931842
Map Reference	MB 4083 PG 381
Instrument Date	Jun 20, 2020
Instrument	2931842
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CHARLES AVE, DE BEQUE, CO 81630-5019

Mortgage

Document Number	0002931843
Date	Jul 8, 2020
Instrument	2931843

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 426 Charles Ave was $616, up 31.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$616.00 (+31.06%)	$14,800 (+24.27%) Land $2,250 Building $12,550	$236,820 Land $36,000 Building $200,820
2024	$470.00 (+3.75%)	$11,910 (-) Land $1,590 Building $10,320
2023	$453.00 (+5.59%)	$11,910 (+2.58%) Land $1,590 Building $10,320	$177,740 Land $23,670 Building $154,070
2022	$429.00	$11,610 Land $1,250 Building $10,360
2021			$167,000 Land $18,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Charles Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Charles Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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