475 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 475 Windmere Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,353 sqft · built 2019
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Oct 2018)
Tax Bill	$8,620 (2025)
Deeds & Mortgages	Oct 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C06-084448`

Property Details

APN / Parcel Number

Primary APN	`C06-084448`
Alternative APN	`040604.2-14-003-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,353 sqft Living Area
1st Floor Area	4,706 sqft
Basement Area	2,353 sqft
Finished Basement	1,400 sqft
Unfinished Basement	953 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	21,824 sqft (0.501 acres)
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	313 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	475 WINDMERE DR
City	TROY
State	OH
Zip	45373-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 39 MERRIMONT SUB #12
Legal Range	06
Legal Township	04
Legal Section	04
Legal Subdivision	MERRIMONT SUB #12
Legal Lot Number	39
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3013
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 WINDMERE DR, TROY, OH 45373-4637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20182018OR-12945
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 23, 2018
Property Address	475 WINDMERE DR, TROY, OH 45373-4637
Document Number	0000012945
Instrument Date	Oct 19, 2018
Instrument	12945
Transaction Type	Construction Loan
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$159.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WINDMERE DR TROY OH 45373, TROY, OH 45373

Mortgage

Document Number	12946
Date	Oct 23, 2018
Instrument	12946

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,620.00 (+19.01%) Homeowner's exemption	$250,820 (+34.52%) Land $33,570 Building $217,250	$716,600 (+34.52%) Land $95,900 Building $620,700
2024	$7,243.00 (+2.04%) Homeowner's exemption	$186,450 (-) Land $32,170 Building $154,280
2023	$7,098.00 (+16.99%) Homeowner's exemption	$186,450 (-) Land $32,170 Building $154,280	$532,700 (-) Land $91,900 Building $440,800
2022	$6,067.00 Homeowner's exemption	$186,450 Land $32,170 Building $154,280	$532,700 Land $91,900 Building $440,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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