530 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 530 Windmere Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,878 sqft · built 1983
Lot Size	0.533 acres (23,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2022)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-082954`

Property Details

APN / Parcel Number

Primary APN	`C06-082954`
Alternative APNs	`040604.2-12-003-00` `C06CC005A02900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,878 sqft Living Area
1st Floor Area	2,512 sqft
Upper Floors Area	1,038 sqft
Attic	Attic
Attic Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,217 sqft (0.533 acres)
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	324 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	530 WINDMERE DR
City	TROY
State	OH
Zip	45373-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 5 MERRIMONT #8
Legal Range	06
Legal Township	04
Legal Section	04
Legal Subdivision	MERRIMONT #8
Legal Lot Number	5
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3015
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	530 WINDMERE DR, TROY, OH 45373-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 2, 2017	Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	202212795
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	530 WINDMERE DR, TROY, OH 45373-4356
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002021
Date	Feb 7, 2022
Instrument	2022OR-02021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 26, 2022
Property Address	530 WINDMERE DR, TROY, OH 45373-4356
Document Number	0000012795
Map Reference	MB 13 PG 30
Instrument Date	Aug 25, 2022
Instrument	2022OR-12795
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	530 WINDMERE DR, TROY, OH 45373-4356

Mortgage

Document Number	0000012796
Date	Aug 26, 2022
Instrument	2022OR-12796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 2, 2017
Property Address	530 WINDMERE DR, TROY, OH 45373-4356
Document Number	0000011962
Map Reference	BK 13
Instrument Date	Sep 29, 2017
Instrument	2017OR-11962
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 44TH ST SW, GRANDVILLE, MI 49418-3329

Mortgage

Document Number	0000011963
Date	Oct 2, 2017
Instrument	2017OR-11963

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (+9.93%) Homeowner's exemption	$161,530 (+24.29%) Land $20,160 Building $141,370	$461,500 (+24.29%) Land $57,600 Building $403,900
2024	$5,054.00 (+2.04%) Homeowner's exemption	$129,960 (-) Land $20,160 Building $109,800
2023	$4,953.00 (+16.98%) Homeowner's exemption	$129,960 (-) Land $20,160 Building $109,800	$371,300 (-) Land $57,600 Building $313,700
2022	$4,234.00 Homeowner's exemption	$129,960 Land $20,160 Building $109,800	$371,300 Land $57,600 Building $313,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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