418 Windmere Dr, Troy, OH 45373 Property Records

Miami County property record for 418 Windmere Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,326 sqft · built 2018
Lot Size	0.553 acres (24,089 sqft)
Owner	Individual Name on File
Last Sale	$561,575 (Nov 2018)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C06-084454`

Property Details

APN / Parcel Number

Primary APN	`C06-084454`
Alternative APN	`040604.2-08-022-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
1st Floor Area	2,326 sqft
Basement Area	2,326 sqft
Finished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	24,089 sqft (0.553 acres)
Garage Area	992 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	297 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	418 WINDMERE DR
City	TROY
State	OH
Zip	45373-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 LOT 42 MERRIMONT SUB #12
Legal Range	04
Legal Township	06
Legal Section	04
Legal Subdivision	MERRIMONT SUB #12
Legal Lot Number	42
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	365302

Owner

Source: Miami County records · APN C06-084454

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	418 WINDMERE DR, TROY, OH 45373-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Jul 02, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
Nov 13, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Mar 19, 2018	Warranty Deed, Transfer · Line of Credit GREENVILLE FED'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	2582
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	418 WINDMERE DR, TROY, OH 45373-4635
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010571
Date	Sep 11, 2019
Instrument	2019OR-10571

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	418 WINDMERE DR, TROY, OH 45373-4635
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008856
Date	Jul 02, 2020
Instrument	2020OR-08856

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 13, 2018
Property Address	418 WINDMERE DR, TROY, OH 45373-4635
Document Number	0000014078
Map Reference	MB 26 PG 34
Instrument Date	Nov 08, 2018
Instrument	2018OR-14078
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	418 WINDMERE DR, TROY, OH 45373-4635

Mortgage

Document Number	0000014079
Date	Nov 13, 2018
Instrument	2018OR-14079

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 19, 2018
Property Address	418 WINDMERE DR, TROY, OH 45373-4635
Document Number	0000003153
Instrument Date	Mar 14, 2018
Instrument	3153
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$154.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1291 ARCHER DR TROY OH 453733841, TROY, OH 45373-3841

Mortgage

Document Number	3154
Date	Mar 19, 2018
Instrument	3154

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,762.00 (+23.29%) Homeowner's exemption	$245,880 (+34.4%) Land $33,570 Building $212,310	$702,500 (+34.4%) Land $95,900 Building $606,600
2024	$7,107.00 (+2.04%) Homeowner's exemption	$182,950 (-) Land $32,170 Building $150,780
2023	$6,965.00 (+17%) Homeowner's exemption	$182,950 (-) Land $32,170 Building $150,780	$522,700 (-) Land $91,900 Building $430,800
2022	$5,953.00 Homeowner's exemption	$182,950 Land $32,170 Building $150,780	$522,700 Land $91,900 Building $430,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 276 locations within half a mile of this property.

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