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381 Prospector Ave, Durango, CO 81301 Property Records

La Plata County property record for 381 Prospector Ave, Durango, CO 81301 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,110 sqft · built 2014
Lot Size0.208 acres (9,055 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Dec 2017)
Tax Bill$6,123 (2025)
Deeds & MortgagesAug 2017 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN5669-021-03-189

Property Details

APN / Parcel Number

Primary APN5669-021-03-189
Alternative APN
  • R434040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,110 sqft Living Area
Gross Area2,715 sqft
1st Floor Area2,110 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Lot Area9,055 sqft (0.208 acres)
Garage TypeAttached
Garage Area605 sqft
PorchUnfinished Open Porch
Porch Area404 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR434040
Street Address381 PROSPECTOR AVE
CityDURANGO
StateCO
Zip81301-7942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: THREE SPRINGS VILL 1 FILING 3 PH B LOT: 31 PER PLT 1043410 381 PROSPECTOR AVE DURANGO 81301
Legal SubdivisionTHREE SPRINGS VILL 1 FILING
Legal PhaseB
Legal Block1
Legal Lot Number31
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group1
Census Block1049
Census Tract970703

Owner

Source: La Plata County records · APN 5669-021-03-189

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address361 S CAMINO DEL RIO, DURANGO, CO 81303-7997
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE LLC
Dec 15, 2017Warranty Deed, Transfer
LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleDec 22, 2014 · Amount on Record
Deed Document Number20171137285
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address381 PROSPECTOR AVE, DURANGO, CO 81301-7942
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001131947
DateAug 09, 2017
Instrument1131947
Lender
NameUNITED WHOLESALE MORTGAGE LLC
TypeNon-Lending Institution
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA PLATA CO
Recording DateDec 15, 2017
Property Address381 PROSPECTOR AVE, DURANGO, CO 81301-7942
Document Number0001137285
Instrument DateNov 01, 2017
Instrument1137285
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$57.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address361 S CAMINO DR RID #111 CO, CO

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
MunicipalityDurango City
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$54,180 (+0.02%) Land $11,100 Building $43,080$866,730 (-) Land $177,550 Building $689,180
2025$6,123.00 (+31.11%)$54,170 (+24.1%) Land $11,100 Building $43,070$866,730 (+33.02%) Land $177,550 Building $689,180
2024$4,670.00 (+7.26%)
2023$4,354.00 (+20.41%)$43,650 (+13.85%) Land $8,640 Building $35,010$651,570 (+18.12%) Land $128,970 Building $522,600
2022$3,616.00$38,340 Land $8,440 Building $29,900$551,620 Land $121,440 Building $430,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies14 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 36% of Colorado
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
Lumen TechnologiesFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
Visionary CommunicationsFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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