4754 Jay Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4754 Jay Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,550 sqft Heated Area
Lot Size	14,026 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$1,200 (2012)
Tax Bill	$1,365.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3126315130000U0020`
Alternative APN	`98794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,550 sqft Heated Area
Gross Area	2,000 sqft Gross Area
1st Floor	1,280 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,026 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Patio Area	260 sqft Patio
Porch	Enclosed Porch
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98794
Street Address	4754 JAY DR
City	SAINT CLOUD
State	FL
Zip	34772-7570
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK U LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	U
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1056
Census Tract	43304

Owner

Source: Osceola County records · APN 3126315130000U0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4754 JAY DR, SAINT CLOUD, FL 34772-7570
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 08, 2012 · Amount on Record
Deed Sale	Feb 08, 2012 · Amount on Record
Prior Sale	Jan 18, 2011 · Amount on Record
Deed Doc Number	2012019118
Deed Book / Page	4084 / 1060
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4754 JAY DR, SAINT CLOUD, FL 34772-7570
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056481233
Date	Dec 27, 2019
Book Page	5648/1233
Instrument	2019168052

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+11.98%) Homeowner's exemption	$87,941 (+5.99%)	$305,400 (+7.27%) Land $60,000 Building $245,400
2023	$1,219.00 (+6.84%) Homeowner's exemption	$82,974 (+3%)	$284,700 (+21.36%) Land $45,000 Building $239,700
2022	$1,141.00 Homeowner's exemption	$80,558	$234,600 Land $40,000 Building $194,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.