474 Ludlow Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 474 Ludlow Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1984
Square Footage	1,562 sqft Adjusted Area
Lot Size	19,978 sqft (0.458 acres)
Occupancy	Owner Occupied
Tax Bill	$1,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-08-1-00045-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,562 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	19,978 sqft (0.458 acres)
Depth X Width	170 ft x 80 ft Depth x Width
Utility Building	96 sqft Utility Building

Location & Zoning

Street Address	474 LUDLOW DR
City	HERNANDO
State	MS
Zip	38632-1102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHWOOD S-D SEC B LOT 45
Legal Range	08
Legal Township	03
Legal Section	13
Legal Quarter	NW
Legal Subdivision	NORTHWOOD S-D
Legal Lot Number	45
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1058
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-08-1-00045-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	474 LUDLOW DR, HERNANDO, MS 38632-1102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Nov 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	1023/21483
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	474 LUDLOW DR, HERNANDO, MS 38632-1102
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 LUDLOW DR, HERNANDO, MS 38632-1102

Mortgage

Document Number	005390/522
Date	Nov 05, 2021
Book Page	5390/522

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	474 LUDLOW DR, HERNANDO, MS 38632-1102
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 LUDLOW DR, HERNANDO, MS 38632-1102

Mortgage

Document Number	0005508/96
Date	Apr 14, 2022
Book Page	5508/96

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	114 Months
Due	Oct 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 15, 2023
Property Address	474 LUDLOW DR, HERNANDO, MS 38632-1102
Document Number	1023/21483
Book / Page	1023 / 21483
Map Reference	MB 22 PG 14
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 LUDLOW DR, HERNANDO, MS 38632-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 LUDLOW DR, HERNANDO, MS 38632-1102

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,307.00 (+12.58%)	$11,221 (+34.05%) Land $2,000 Building $9,221	$112,206 (+34.04%) Land $20,000 Building $92,206
2023	$1,161.00	$8,371	$83,712 Land $20,000 Building $63,712

474 Ludlow Dr, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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