DeSoto County property record for 493 Ludlow Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,589 sqft · built 1985 |
| Lot Size | 0.306 acres (13,357 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,028 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-08-1-00038-00 |
| Primary APN | 3-08-6-13-08-1-00038-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,589 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 13,357 sqft (0.306 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Street Address | 493 LUDLOW DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHWOOD S-D SEC B 1ST REV LOT 38 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NW |
| Legal Subdivision | NORTHWOOD S-D |
| Legal Lot Number | 38 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-08-1-00038-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 493 LUDLOW DR, HERNANDO, MS 38632-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000047676 |
| Record Updated | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,028.00 (+16.95%) | $11,401 (+34.13%) Land $2,000 Building $9,401 | $114,013 (+34.13%) Land $20,000 Building $94,013 |
| 2023 | $879.00 | $8,500 | $85,002 Land $20,000 Building $65,002 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 34% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Telapex | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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