DeSoto County property record for 450 Ludlow Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1986 |
| Square Footage | 2,017 sqft Adjusted Area |
| Lot Size | 17,091 sqft (0.392 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,359.00 (2025) |
| Primary APN | 3-08-6-13-08-1-00044-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,017 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 17,091 sqft (0.392 acres) |
| Depth X Width | 170 ft x 105 ft Depth x Width |
| Street Address | 450 LUDLOW DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTHWOOD S-D SEC B LOT 44 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NW |
| Legal Subdivision | NORTHWOOD S-D |
| Legal Lot Number | 44 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-08-1-00044-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 450 LUDLOW DR, HERNANDO, MS 38632-1102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 |
| Deed Sale | Apr 15, 2019 |
| Prior Sale | Aug 26, 2011 |
| Deed Doc Number | 0000885364 |
| Deed Book / Page | 0885 / 364 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 450 LUDLOW DR, HERNANDO, MS 38632-1102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | SELECT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 450 LUDLOW DR, HERNANDO, MS 38632-1102 |
| Document Number | 005190/604 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5190/604 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 15, 2019 |
| Property Address | 450 LUDLOW DR, HERNANDO, MS 38632-1102 |
| Document Number | 000885/364 |
| Book / Page | 0885 / 364 |
| Map Reference | MB 29 PG 7 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 973 EAGLE RIDGE CV, 973, HERNANDO, MS 38632-7215 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 450 LUDLOW DR, HERNANDO, MS 38632-1102 |
| Document Number | 0004708604 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 4708/604 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,359.00 (+17.97%) | $14,241 (+36.02%) Land $2,000 Building $12,241 | $142,407 (+36.02%) Land $20,000 Building $122,407 |
| 2023 | $1,152.00 | $10,470 | $104,699 Land $20,000 Building $84,699 |
450 Ludlow Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 10th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,448 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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