439 Ludlow Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 439 Ludlow Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1986
Square Footage	1,808 sqft Adjusted Area
Lot Size	28,676 sqft (0.658 acres)
Tax Bill	$1,464.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-08-1-00041-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	1,808 sqft Adjusted Area
1st Floor	1,420 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	28,676 sqft (0.658 acres)
Depth X Width	188 ft x 65 ft Depth x Width

Location & Zoning

Street Address	439 LUDLOW DR
City	HERNANDO
State	MS
Zip	38632-1101
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTHWOOD S-D SEC B
Legal Range	008
Legal Township	03S
Legal Section	13
Legal Subdivision	NORTHWOOD S-D
Legal Lot Number	41
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1059
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-08-1-00041-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1730 PLEASANT VIEW CV, NESBIT, MS 38651-9661
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 2012
Deed Sale	Mar 14, 2012
Deed Book / Page	676 / 693
Last Transfer Date	Oct 30, 2015
Transfer Doc	000777/056
Record Refreshed	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 27, 2017
Property Address	439 LUDLOW DR, HERNANDO, MS 38632-1101
Document Number	000813/715
Book / Page	0813 / 715
Map Reference	PL MB 29 PG 7
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1730 PLEASANT VIEW CV, NESBIT, MS 38651-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 PLEASANT VIEW CV, NESBIT, MS 38651-9661

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+12.88%)	$12,574 (+34.45%) Land $2,000 Building $10,574	$125,742 (+34.46%) Land $20,000 Building $105,742
2023	$1,297.00	$9,352	$93,519 Land $20,000 Building $73,519

Flood & Wildfire

439 Ludlow Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 18th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 1,961 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.