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474 Congress St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 474 Congress St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,304 sqft · built 2003
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$366,000 (Apr 2020)
Tax Bill$5,829 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18353

Property Details

APN / Parcel Number

Primary APN18353
Alternative APN
  • WOON M:49C L:389 U:75

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area4,320 sqft
1st Floor Area1,008 sqft
Basement Area2,016 sqft
Finished Basement1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number18353
Street Address474 CONGRESS ST
CityWOONSOCKET
StateRI
Zip02895-4870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number389
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2024
Census Tract18500

Owner

Source: Woonsocket City records · APN 18353

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address474 CONGRESS ST, WOONSOCKET, RI 02895-4870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
TIAA CREF TRUST CO FSB
Oct 10, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2020 · Amount on Record
Deed SaleApr 08, 2020 · Amount on Record
Prior SaleOct 10, 2017 · Amount on Record
Deed Document Number2020206894
Deed Book / Page2520 / 165
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateApr 08, 2020
Property Address474 CONGRESS ST, WOONSOCKET, RI 02895-4870
Document Number2520-165
Book / Page2520 / 165
Instrument DateMar 27, 2020
Instrument206894
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address474 CONGRESS ST, WOONSOCKET, RI 02895-4870

Mortgage

Document Number206895
DateApr 08, 2020
Instrument206895
Lender
NameTIAA CREF TRUST CO FSB
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateOct 10, 2017
Property Address474 CONGRESS ST, WOONSOCKET, RI 02895-4870
Document Number2314-334
Book / Page002314 / 000334
Instrument DateOct 10, 2017
Instrument17
Transaction TypeTransfer
Record UpdatedOct 24, 2017

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$332.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address474 CONGRESS ST WOONSOCKET RI 028954870, WOONSOCKET, RI 02895-4870

Mortgage

Document Number2315-1
DateOct 10, 2017
Book Page002315/000001
Instrument18
Lender
NameUSAA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 09, 2047

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,829.00 (+6.5%)$519,100 (+32.59%) Land $109,700 Building $409,400
2023$5,473.00$391,500 (-) Land $89,400 Building $302,100
2022$5,473.00$391,500 Land $89,400 Building $302,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070185002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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