Woonsocket City property record for 442 Congress St, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,888 sqft · built 2002 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Sep 2023) |
| Tax Bill | $5,461 (2025) |
| Deeds & Mortgages | Mar 2025 Refinance Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31681 |
| Primary APN | 31681 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 3,624 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 31681 |
|---|---|
| Street Address | 442 CONGRESS ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-4870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 387 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 18500 |
Source: Woonsocket City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance OCMBC INC |
| Sep 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on Record |
| Deed Sale | Sep 21, 2023 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Book / Page | 2831 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 442 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002938-242 |
|---|---|
| Date | Mar 28, 2025 |
| Book Page | 2938/242 |
| Instrument | 237172 |
| Name | OCMBC INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Sep 21, 2023 |
| Property Address | 442 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Document Number | 0002831-35 |
| Book / Page | 2831 / 35 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 229366 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WALK HILL ST, JAMAICA PLAIN, MA 02130-4365 |
| Document Number | 0000229367 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 229367 |
| Name | CROWD LENDING FUND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,461.00 (+6.39%) | $486,300 (+32.43%) Land $110,400 Building $375,900 | $528,800 |
| 2023 | $5,133.00 | $367,200 (-) Land $90,000 Building $277,200 | |
| 2022 | $5,133.00 | $367,200 Land $90,000 Building $277,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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