456 Congress St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 456 Congress St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,632 sqft · built 2003
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$271,848 (Feb 2004)
Tax Bill$5,196 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2390450

Property Details

APN / Parcel Number

Primary APN2390450
Alternative APN
  • WOON M:49C L:388 U:76

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
Gross Area3,372 sqft
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2390450
Street Address456 CONGRESS ST
CityWOONSOCKET
StateRI
Zip02895-4870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number388
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2024
Census Tract18500

Owner

456 Congress St is owned and occupied by an individual who bought it in February 2004.

Source: Woonsocket City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address456 CONGRESS ST, WOONSOCKET, RI 02895-4870
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU
Nov 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
PAWTUCKET CU
Aug 15, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2004 · Amount on File
Deed SaleFeb 12, 2004 · Amount on File
Deed Book / Page1337 / 636
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address456 CONGRESS ST, WOONSOCKET, RI 02895-4870
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002718-262
DateMar 31, 2022
Book Page2718/262
Instrument221004
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address456 CONGRESS ST, WOONSOCKET, RI 02895-4870
Document Number2402-301
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 CONGRESS ST WOONSOCKET RI 028954870, WOONSOCKET, RI 02895-4870

Mortgage

Document Number2402-301
DateNov 19, 2018
Book Page002402/000301
Instrument198076
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2048
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateAug 15, 2018
Property Address456 CONGRESS ST, WOONSOCKET, RI 02895-4870
Document Number2381-82
Book / Page002381 / 000082
Instrument DateAug 9, 2018
Instrument196429
Transaction TypeTransfer
Record UpdatedSep 4, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address456 CONGRESS ST WOONSOCKET RI 028954870, WOONSOCKET, RI 02895-4870

Tax Assessment & Valuation

The 2025 property tax bill for 456 Congress St was $5,196.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,196.00$462,700 Land $110,400 Building $352,300$499,724
2023$4,887.00$349,600 (-) Land $90,000 Building $259,600
2022$4,887.00$349,600 Land $90,000 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 456 Congress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Congress St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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