Woonsocket City property record for 400 Congress St, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,872 sqft · built 2006 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2006) |
| Tax Bill | $5,399 (2025) |
| Deeds & Mortgages | Jun 2022 Refinance May 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33525 |
| Primary APN | 33525 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 125,888 sqft (2.89 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 33525 |
|---|---|
| Street Address | 400 CONGRESS ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-4870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 75 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 18500 |
Source: Woonsocket City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2006 · Amount on File |
| Deed Sale | Dec 6, 2006 · Amount on File |
| Deed Book / Page | 1609 / 303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 400 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002745-231 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 2745/231 |
| Instrument | 222870 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 400 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004591-153 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 4591/153 |
| Instrument | 202200003447 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 400 CONGRESS ST, WOONSOCKET, RI 02895-4870 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2620-63 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2620/63 |
| Instrument | 214037 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,399.00 (+6.01%) | $480,800 (+31.98%) Land $123,600 Building $357,200 | $504,152 |
| 2023 | $5,093.00 | $364,300 (-) Land $100,800 Building $263,500 | |
| 2022 | $5,093.00 | $364,300 Land $100,800 Building $263,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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