474 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 474 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerIndividual Name on Record
Last Sale$170,600 (May 2026)
Tax Bill$2,067 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Feb 2024 Sale
+ 1 more
Flood ZoneZone X (reduced by levee)
APNC01-13047-40-001

Property Details

APN / Parcel Number

Primary APNC01-13047-40-001
Alternative APN
  • WSPR M:00C01 B:00013 L:00474

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-13047-40-001
Street Address474 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3764
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block13
Legal Lot Number474
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 CHAUNCEY WALKER ST, BELCHERTOWN, MA 01007-9260
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Quit Claim Deed, Transfer · Conventional Mortgage
POLISH NATIONAL CREDIT UNION
Feb 21, 2024Quit Claim Deed, Transfer
Jan 25, 2023Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleFeb 21, 2024 · Amount on Record
Deed Document Number202619362
Deed Book / Page26316 / 301
Prior Transfer DateNov 9, 2023
Prior Transfer Doc025326-203
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 1, 2026
Property Address474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Document Number026316-301
Book / Page26316 / 301
Instrument DateApr 30, 2026
Instrument2026.19362
Transaction TypeTransfer
Record UpdatedMay 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CHAUNCEY WALKER ST, BELCHERTOWN, MA 01007-9260

Mortgage

DateMay 1, 2026
Lender
NamePOLISH NATIONAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.22%
Max Rate-1%

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateFeb 21, 2024
Property Address474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Document Number025326-203
Book / Page25326 / 203
Instrument DateNov 9, 2023
Instrument7308
Transaction TypeTransfer
Record UpdatedMay 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address858 MULCAHY DR, WEST SPRINGFIELD, MA

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 25, 2023
Property Address474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Document Number024888-210
Book / Page24888 / 210
Instrument DateJan 24, 2023
Instrument4081
Transaction TypeTransfer
Record UpdatedMay 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 HILLCREST CIR, WESTFIELD, MA 01085-1872

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$159,569 (+4.52%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$152,665
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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