Hampden County and West Springfield Town City property record for 474 Cold Spring Ave, West Springfield, MA 01089
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 759 sqft · built 1943 |
| Lot Size | 3.28 acres (143,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,600 (May 2026) |
| Tax Bill | $2,067 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | C01-13047-40-001 |
| Primary APN | C01-13047-40-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 759 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 143,146 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C01-13047-40-001 |
|---|---|
| Street Address | 474 COLD SPRING AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3764 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | BB1 |
| Legal Block | 13 |
| Legal Lot Number | 474 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 812300 |
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 CHAUNCEY WALKER ST, BELCHERTOWN, MA 01007-9260 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage POLISH NATIONAL CREDIT UNION |
| Feb 21, 2024 | Quit Claim Deed, Transfer |
| Jan 25, 2023 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Feb 21, 2024 · Amount on Record |
| Deed Document Number | 202619362 |
| Deed Book / Page | 26316 / 301 |
| Prior Transfer Date | Nov 9, 2023 |
| Prior Transfer Doc | 025326-203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | May 1, 2026 |
| Property Address | 474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764 |
| Document Number | 026316-301 |
| Book / Page | 26316 / 301 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.19362 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 CHAUNCEY WALKER ST, BELCHERTOWN, MA 01007-9260 |
| Date | May 1, 2026 |
|---|
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Feb 21, 2024 |
| Property Address | 474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764 |
| Document Number | 025326-203 |
| Book / Page | 25326 / 203 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 7308 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 858 MULCAHY DR, WEST SPRINGFIELD, MA |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 25, 2023 |
| Property Address | 474 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764 |
| Document Number | 024888-210 |
| Book / Page | 24888 / 210 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 4081 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 HILLCREST CIR, WESTFIELD, MA 01085-1872 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,067.00 (+10.83%) | $147,400 (+17.54%) Building $147,400 | $159,569 (+4.52%) |
| 2025 | $1,865.00 (+13.17%) | $125,400 (+12.67%) Building $125,400 | $152,665 |
| 2024 | $1,648.00 (+18.9%) | $111,300 (+24.78%) Building $111,300 | |
| 2023 | $1,386.00 | $89,200 Building $89,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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