477 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 477 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size4.8 acres (209,500 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Aug 2026)
Tax Bill$2,067 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jan 2020 Refinance
+ 2 more
Flood ZoneZone X (reduced by levee)
APNC01-17047-70-001

Property Details

APN / Parcel Number

Primary APNC01-17047-70-001
Alternative APN
  • WSPR M:00C01 B:00017 L:00477

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area209,500 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-17047-70-001
Street Address477 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3771
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block17
Legal Lot Number477
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address477 COLD SPRING AVE, 477, WEST SPRINGFIELD, MA 01089-3771
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKLAND TRUST COMPANY
Jan 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Jan 28, 2020Condominium Deed, Transfer
RADIUS FIN'L
Jan 20, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleDec 20, 2007 · Amount on Record
Deed Document Number202637460
Deed Book / Page26453 / 277
Prior Transfer DateJan 23, 2020
Prior Transfer Doc023659-318
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 6, 2026
Property Address477 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Document Number0000037460
Book / Page26453 / 277
Instrument DateAug 5, 2026
Instrument202637460
Transaction TypeTransfer
Record UpdatedAug 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 COLD SPRING AVE, 477, WEST SPRINGFIELD, MA 01089-3771

Mortgage

DateAug 6, 2026
Lender
NameROCKLAND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address477 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23063-585
DateJan 28, 2020
Book Page23063/585
Instrument4968
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

January 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 28, 2020
Property Address477 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Document Number23659-318
Book / Page023659 / 000318
Instrument DateJan 23, 2020
Instrument4190
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 HORNER ST AGAWAM MA 01001, AGAWAM, MA 01001

Mortgage

Document Number23063-585
DateJan 28, 2020
Book Page023063/000585
Instrument4968
Lender
NameRADIUS FIN'L
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term180 Months
DueJan 27, 2035

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJan 20, 2021
Property Address477 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3771
Document Number023659-318
Book / Page23659 / 318
Instrument DateJan 23, 2020
Instrument4190
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address45 HORNER ST, AGAWAM, MA 01001

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$156,500 (+10.78%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$141,265
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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