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470 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 470 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerIndividual Name on File
Last Sale$93,500 (Jun 2021)
Tax Bill$2,067 (2026)
Deeds & MortgagesJun 2021 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APNC01-13047-00-001

Property Details

APN / Parcel Number

Primary APNC01-13047-00-001
Alternative APN
  • WSPR M:00C01 B:00013 L:00470

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-13047-00-001
Street Address470 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3764
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal SubdivisionWENTWORTH ESTATES CONDO
Legal Block13
Legal Lot Number470
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address470 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MORTGAGE NETWORK INC
Jun 4, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC
Jun 5, 2018Condominium Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Prior SaleJun 5, 2018 · Amount on File
Deed Book / Page23922 / 461
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address470 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23922-486
DateJun 4, 2021
Book Page23922/486
Instrument38464
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 4, 2021
Property Address470 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Document Number23922-461
Book / Page23922 / 461
Instrument DateJun 4, 2021
Instrument38462
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 BREWSTER RD, WEST SPRINGFIELD, MA 01089-2111

Mortgage

Document Number38463
DateJun 4, 2021
Instrument38463
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number023922-486
DateJun 4, 2021
Book Page23922/486
Instrument38464
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 5, 2018
Property Address470 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3764
Document Number22204-439
Book / Page022204 / 000439
Instrument DateJun 1, 2018
Instrument31036
Transaction TypeTransfer
Record UpdatedAug 8, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 COLD SPRING AVE #F3 WEST SPRINGFIELD MA 010893764, F3, WEST SPRINGFIELD, MA 01089-3764

Mortgage

Document Number22204-443
DateJun 5, 2018
Book Page022204/000443
Instrument31037
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$161,249 (+19.45%)
2025$1,865.00 (+13.17%)$125,400 (+12.67%) Building $125,400$134,995
2024$1,648.00 (+18.9%)$111,300 (+24.78%) Building $111,300
2023$1,386.00$89,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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