4727 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4727 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,100 sqft · built 1946
Lot Size	0.516 acres (22,488 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jun 2019)
Tax Bill	$6,044 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0110-00325`

Property Details

APN / Parcel Number

Primary APN	`395-0110-00325`
Alternative APN	`1073177`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,100 sqft Gross Area
1st Floor Area	1,185 sqft
Basement Area	237 sqft
Finished Basement	237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Frame
Lot Area	22,488 sqft (0.516 acres)
Garage Area	1,056 sqft

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	96 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1073177
Street Address	4727 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOTS 1 AND 2 SERIAL #
Legal Subdivision	PIEDMONT FARMS
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3010
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4727 MORRIS THOMAS RD, DULUTH, MN 55811-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20191011950
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 28, 2019
Property Address	4727 MORRIS THOMAS RD, DULUTH, MN 55811-3752
Document Number	00T1011950
Instrument Date	Jun 28, 2019
Instrument	T1011950
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4727 MORRIS THOMAS RD HERMANTOWN MN 558113752, HERMANTOWN, MN 55811-3752

Mortgage

Document Number	T1011951
Date	Jun 28, 2019
Instrument	T1011951

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4727 MORRIS THOMAS RD, DULUTH, MN 55811-3752
Document Number	00A1001737
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4727 MORRIS THOMAS RD HERMANTOWN MN 558113752, HERMANTOWN, MN 55811-3752

Mortgage

Document Number	00A1001737
Date	Aug 21, 2018
Instrument	A1001737

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MI 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,044.00 (+7.43%) Homeowner's exemption
2025	$5,626.00 (+6.59%) Homeowner's exemption	$388,300 (+8.19%) Land $45,000 Building $343,300	$388,300 (+8.19%) Land $45,000 Building $343,300
2024	$5,278.00	$358,900 (+24.02%) Land $42,700 Building $316,200	$358,900 (+24.02%) Land $42,700 Building $316,200
2022		$289,400 Land $37,700 Building $251,700	$289,400 Land $37,700 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Spectrum.

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