4738 Adobe Ranchos Dr, Elko, NV 89801 Property Records

Elko County property record for 4738 Adobe Ranchos Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	1,782 sqft · built 1996
Lot Size	40 acres (1,742,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Feb 2018)
Tax Bill	$1,557 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-52C-008`

Property Details

APN / Parcel Number

Primary APN	`005-52C-008`
Alternative APN	`005-520-016`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,836 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4738 ADOBE RANCHOS DR
City	ELKO
State	NV
Zip	89801-9591
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OS
Legal Description	1996 SILVERCREST 17304854AB 792X162, 792X154
Legal Range	54E
Legal Township	35N
Legal Section	11
Legal Subdivision	ADOBE RANCHOS
Legal Block	A
Legal Lot Number	8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3019
Census Tract	950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	458 MOUNTAIN CITY HWY, 15, ELKO, NV 89801-9513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 23, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Prior Sale	Aug 6, 2014 · Amount on Record
Deed Document Number	2018737515
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	4738 ADOBE RANCHOS DR, ELKO, NV 89801-9591
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801552
Date	Feb 11, 2022
Instrument	801552

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

February 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 23, 2018
Property Address	4738 ADOBE RANCHOS DR, ELKO, NV 89801-9591
Document Number	0000737515
Map Reference	FILE360883
Instrument Date	Feb 22, 2018
Instrument	737515
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	458 MOUNTAIN CITY HWY # HWY4, 458, ELKO, NV 89801-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	HC 30 BOX 263, SPRING CREEK, NV 89815-9704

Mortgage

Document Number	0000737516
Date	Feb 23, 2018
Instrument	737516

Lender

Name	GREATER NEVADA LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000737519
Date	Feb 23, 2018
Instrument	737519

Lender

Name	GREATER NEVADA MORTGAGE SERVICES
Type	Mortgage Company
Address	CARSON CITY, NV 89701

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,557.00 (-1.14%)	$59,602 (-1.2%) Land $13,650 Building $45,952	$170,291 (-1.2%) Land $39,000 Building $131,291
2025	$1,575.00 (+20.14%)	$60,325 (+14.48%) Land $13,650 Building $46,675	$172,357 (+14.48%) Land $39,000 Building $133,357
2023	$1,311.00 (+2.99%)	$52,696 (+8.13%) Land $13,650 Building $39,046	$150,560 (+8.13%) Land $39,000 Building $111,560
2022	$1,273.00	$48,734 Land $13,650 Building $35,084	$139,240 Land $39,000 Building $100,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Nehalem Telecom DSL	100 / 20

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