3232 Adobe Ranchos Dr, Elko, NV 89801 Property Records

Elko County property record for 3232 Adobe Ranchos Dr, Elko, NV 89801

Property Summary

Property Type	Mobile Home
Details	2,180 sqft · built 1997
Lot Size	40 acres (1,744,142 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Jan 2021)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-52C-002`

Property Details

APN / Parcel Number

Primary APN	`005-52C-002`
Alternative APN	`005-520-016`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Earth
Roof Type	Gable
Roof Material	Metal
Lot Area	1,744,142 sqft (40 acres)
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3232 ADOBE RANCHOS DR
City	ELKO
State	NV
Zip	89801
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OS
Legal Description	1997 GUERDON GDBOID259710575ABC SEE F16
Legal Range	54
Legal Township	35
Legal Section	11
Legal Subdivision	ADOBE RANCHOS
Legal Block	A
Legal Lot Number	2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3013
Census Tract	950702

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3232 ADOBE RANCHOS DR, ELKO, NV 89801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 18, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	780449
Record Updated	Jun 8, 2026

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 13, 2021
Property Address	3232 ADOBE RANCHOS DR, ELKO, NV 89801
Document Number	0000780449
Instrument Date	Dec 8, 2020
Instrument	780449
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3232 ADOBE RANCHOS DR, 3232, ELKO, NV 89801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3232 ADOBE RANCHOS DR, ELKO, NV 89801

Mortgage

Document Number	0000780450
Date	Jan 13, 2021
Instrument	780450

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 18, 2018
Property Address	3232 ADOBE RANCHOS DR, ELKO, NV 89801
Document Number	0000749732
Map Reference	MB1053PG492DOC429236
Instrument Date	Dec 5, 2018
Instrument	749732
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3232 ADOBE RANCHOS DR, ELKO, NV 89801

Mortgage

Document Number	0000749733
Date	Dec 18, 2018
Instrument	749733

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (+6.89%)	$68,872 (+5.35%) Land $13,650 Building $55,222	$196,777 (+5.35%) Land $39,000 Building $157,777
2023	$1,683.00 (+8.02%)	$65,374 (+9.59%) Land $13,650 Building $51,724	$186,783 (+9.59%) Land $39,000 Building $147,783
2022	$1,558.00	$59,651 Land $13,650 Building $46,001	$170,431 Land $39,000 Building $131,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 76% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Nehalem Telecom DSL	100 / 20

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