Elko County property record for 3628 Adobe Ranchos Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,798 sqft · built 1995 |
| Lot Size | 84.4 acres (3,679,644 sqft) |
| Owner | Individual Name on File |
| Last Sale | $514,000 (Sep 2021) |
| Tax Bill | $4,039 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-52C-004 |
| Primary APN | 005-52C-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 4,321 sqft |
| Basement Area | 1,523 sqft |
| Year Built | Built 1995 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,679,644 sqft (84.4 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Fence | Fence |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3628 ADOBE RANCHOS DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Description | ADOBE RANCHOS FILE 360883,BEING A PORTION OF,MDB&M,AS AMENDED BY ROS BLA FILE 559679 AND DOCUMENT,559428 ACREAGE GAINED FROM |
| Legal Subdivision | ADOBE RANCHOS |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950702 |
Source: Elko County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3628 ADOBE RANCHOS DR, ELKO, NV 89801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 794663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 17, 2021 |
| Property Address | 3628 ADOBE RANCHOS DR, ELKO, NV 89801 |
| Document Number | 0000794663 |
| Map Reference | FIILE 360883 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 794663 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,004.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 458 MOUNTAIN CITY HWY # HWY7, 458, ELKO, NV 89801-9512 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3628 ADOBE RANCHOS DR, ELKO, NV 89801 |
| Document Number | 0000794664 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 794664 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Elko County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,039.00 (+7.88%) | $154,615 (+2.93%) Land $27,300 Building $127,315 | $441,757 (+2.92%) Land $78,000 Building $363,757 |
| 2023 | $3,744.00 (+7.99%) | $150,221 (+13.19%) Land $27,300 Building $122,921 | $429,203 (+13.19%) Land $78,000 Building $351,203 |
| 2022 | $3,467.00 | $132,717 Land $27,300 Building $105,417 | $379,191 Land $78,000 Building $301,191 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 80% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Martell Enterprises DSL | 100 / 20 |
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