3884 Adobe Ranchos Dr, Elko, NV 89801 Property Records

Elko County property record for 3884 Adobe Ranchos Dr, Elko, NV 89801

Property Summary

Property TypeMobile Home
Details2,787 sqft · built 1999
Lot Size40 acres (1,742,400 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Sep 2006)
Tax Bill$2,796 (2026)
Deeds & MortgagesJun 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN005-52C-005

Property Details

APN / Parcel Number

Primary APN005-52C-005
Alternative APN
  • 005-520-016

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,787 sqft Living Area
1st Floor Area2,787 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Roof MaterialComposition Shingle
Lot Area1,742,400 sqft
Garage TypeDetached
Garage Area2,400 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Deck Area656 sqft
Patio Area656 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3884 ADOBE RANCHOS DR
CityELKO
StateNV
Zip89801
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOS
Legal DescriptionADOBE RANCHOS FILE 360883 BEING A PORTION OF MDB&M AS AMENDED BY ROS BLA FILE 559679 AND DOCUMENT 559428 NEW ACREAGE: ACREAGE LESS OFF DESCRIBED AS: BEG AT THE MOST SLY COR OF LOT 5 FILE 360883, BEING COR 1, THE TRUE POB; TH: N 00 0020 E 1484.13 ALON
Legal Range54E
Legal Township35N
Legal Section11
Legal SubdivisionADOBE RANCHOS
Legal BlockA
Legal Lot Number5
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3013
Census Tract950702

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address458 MOUNTAIN CITY HWY, 14, ELKO, NV 89801-9513
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2006 · Amount on Record
Deed SaleSep 5, 2006 · Amount on Record
Prior SaleAug 31, 2006 · Amount on Record
Deed Document Number2006559568
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Recording DateJun 8, 2026
Property Address3884 ADOBE RANCHOS DR, ELKO, NV 89801
Document Number0000865695
Instrument DateMay 29, 2026
Instrument2026865695
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLANDMARK TITLE ASSURANCE AGENCY, LANDMARK TITLE ASSURANCE AGE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212

Mortgage

Document Number0000865695,
DateJun 8, 2026
Instrument2026865695
Lender
NameELKO FEDERAL CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term1 Months
DueJul 3, 2026
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,796.00 (-0.85%)$107,031 (-0.85%) Land $27,300 Building $79,731$305,803 (-0.85%) Land $78,000 Building $227,803
2025$2,820.00 (+12.66%)$107,953 (+7.14%) Land $27,300 Building $80,653$308,437 (+7.14%) Land $78,000 Building $230,437
2023$2,503.00 (+3%)$100,759 (+8.3%) Land $27,300 Building $73,459$287,883 (+8.3%) Land $78,000 Building $209,883
2022$2,430.00$93,039 Land $27,300 Building $65,739$265,826 Land $78,000 Building $187,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 74% of Nevada
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Hot Spot Broadband
Fixed Wireless
100 / 50
Nehalem Telecom
DSL
100 / 20

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