4735 Spinnaker Dr, Bradenton, FL 34208 Property Records

Manatee County property record for 4735 Spinnaker Dr, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,117 sqft · built 1998
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Jan 2020)
Tax Bill	$233 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10727-1110-2`

Property Details

APN / Parcel Number

Primary APN	`10727-1110-2`
Alternative APN	`3418281072711102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	2,117 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces
Pool Area	280 sqft
Porch	Screened Porch
Porch Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4735 SPINNAKER DR
City	BRADENTON
State	FL
Zip	34208-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 320, RIVERDALE REV SUB; TOGETHER WITH A PORTION OF THAT CERTAIN PARCEL OF LAND REF TO IN ADMINISTRATIVE DETERMINATION 94-98 & DESC IN VACATION OF CANAL (R-94-33V),
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	320
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1013
Census Tract	2003

Owner

Source: Manatee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MINNESOTA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Jan 16, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BK/BELLE PLAINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Apr 24, 1997 · Amount on Record
Deed Document Number	20205498
Prior Transfer Date	Jul 20, 1993
Prior Transfer Doc	1412006338
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	0041081650
Date	Jul 31, 2023
Instrument	202341081650

Lender

Name	FIRST NATIONAL BANK MINNESOTA
Type	Bank
Address	SAINT PETER, MN 56082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	202141035326
Date	Mar 18, 2021
Instrument	202141035326

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 16, 2020
Property Address	4735 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0041005498
Instrument Date	Jan 16, 2020
Instrument	41005498
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4735 SPINNAKER DR BRADENTON FL 342088492, BRADENTON, FL 34208-8492

Mortgage

Document Number	41005499
Date	Jan 16, 2020
Instrument	41005499

Lender

Name	STATE BK/BELLE PLAINE
Type	Bank
Address	BELLE PLAINE, MN 56011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$483,483 (+5.99%)	$691,689 (-0.07%) Land $171,700 Building $519,989
2024	$233.00 (-96.26%)
2023	$6,225.00 (+1.47%) Homeowner's exemption	$456,172 (+3%)	$692,144 (+12.81%) Land $163,200 Building $528,944
2022	$6,135.00 Homeowner's exemption	$442,885	$613,535 Land $160,000 Building $453,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Spinnaker Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures