4727 Spinnaker Dr, Bradenton, FL 34208 Property Records

Manatee County property record for 4727 Spinnaker Dr, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,213 sqft · built 2003
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2021)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`10721-0225-2`

Property Details

APN / Parcel Number

Primary APN	`10721-0225-2`
Alternative APN	`3418281072102252`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	2,213 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Pool Area	216 sqft
Porch	Screened Porch
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4727 SPINNAKER DR
City	BRADENTON
State	FL
Zip	34208-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 318, RIVERDALE REVISED SUB, REC IN P.B. 10, P 40; TOGETHER WITH A PORTION OF THAT CERTAIN PARCEL OF LAND REF TO IN ADMINISTRATIVE DETERMINATION 94-98 & DESC IN VACATION
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	318
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1013
Census Tract	2003

Owner

4727 Spinnaker Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Manatee County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 4, 2021	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional with PMI RESOURCE FIN'L SVC
Feb 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	2021394
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0027671266
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	0041059568
Date	May 3, 2022
Instrument	202241059568

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 4, 2021
Property Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	202141000394
Map Reference	MB 10 PG 40
Instrument Date	Dec 30, 2020
Instrument	202141000394
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 51ST BLVD E, 2315, BRADENTON, FL 34208-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	202141000395
Date	Jan 4, 2021
Instrument	202141000395

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0041000395
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4727 SPINNAKER DR BRADENTON FL 342088492, BRADENTON, FL 34208-8492

Mortgage

Document Number	0041000395
Date	Jan 4, 2021
Instrument	41000395

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 6, 2019
Property Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0027671266
Book / Page	002767 / 001266
Instrument Date	Feb 5, 2019
Instrument	41011286
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SPINNAKER DR BRADENTON FL 342088492, BRADENTON, FL 34208-8492

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 12, 2018
Property Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492
Document Number	0027516285
Book / Page	2751 / 6285
Map Reference	MB10 PG40
Instrument Date	Oct 9, 2018
Instrument	201841103759
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,709.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 ARCADIA GREENS DR, 252, SUN CITY CENTER, FL 33573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 SPINNAKER DR, BRADENTON, FL 34208-8492

Mortgage

Document Number	201841103760
Date	Oct 12, 2018
Instrument	201841103760

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4727 Spinnaker Dr was $9,551 with a homeowner's exemption, up 2.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,439 (+2.31%) Land $171,700 Building $540,739	$712,439 (-1.01%) Land $171,700 Building $540,739
2025	$9,551.00 (+2.67%) Homeowner's exemption	$696,329	$719,732 Land $171,700 Building $548,032
2024	$9,303.00 (+0.89%)
2023	$9,221.00 (+2.59%) Homeowner's exemption	$656,995 (+3%)	$721,142 (+13.06%) Land $163,200 Building $557,942
2022	$8,988.00 Homeowner's exemption	$637,859 Land $160,000 Building $477,859	$637,859 Land $160,000 Building $477,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4727 Spinnaker Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4727 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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