4728 Spinnaker Dr, Bradenton, FL 34208 Property Records

Manatee County property record for 4728 Spinnaker Dr, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,281 sqft · built 1998
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Trust Names on File
Last Sale	$489,500 (Jun 2017)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Feb 2020 Transfer Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10721-0071-0`

Property Details

APN / Parcel Number

Primary APN	`10721-0071-0`
Alternative APN	`3418281072100710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	2,281 sqft
Utility Area	1 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	3 Parking Spaces
Pool Area	210 sqft
Porch	Screened Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4728 SPINNAKER DR
City	BRADENTON
State	FL
Zip	34208-8489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOTS 307 RIVERDALE REVISED, TOGETHER WITH A PORTION OF THAT CERTAIN PARCEL OF LAND REFERRED TO IN ADMINISTRATIVE DETERMINATION 94-98, AND DESC IN VAC OF CANAL (R-94-33V),
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	307
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1013
Census Tract	2003

Owner

4728 Spinnaker Dr is owner-occupied and held in a trust since January 2020.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4728 SPINNAKER DR, BRADENTON, FL 34208-8489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on File
Deed Sale	Jun 6, 2017 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	201753743
Last Transfer Date	Jan 23, 2020
Transfer Doc	0000016330
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 14, 2020
Property Address	4728 SPINNAKER DR, BRADENTON, FL 34208-8489
Document Number	0041016330
Instrument Date	Jan 23, 2020
Instrument	41016330
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4728 SPINNAKER DR BRADENTON FL 342088489, BRADENTON, FL 34208-8489

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 6, 2017
Property Address	4728 SPINNAKER DR, BRADENTON, FL 34208-8489
Document Number	0026776155
Book / Page	002677 / 006155
Instrument Date	Jun 2, 2017
Instrument	41053743
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	COMPASS LAND AND TITLE, COMPASS LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,426.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 8321 LONG BEACH CA 908080321, LONG BEACH, CA 90808-0321

Mortgage

Document Number	26776159
Date	Jun 6, 2017
Book Page	002677/006159
Instrument	41053744

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4728 Spinnaker Dr was $6,157 with a homeowner's exemption, up 2.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,783 (+2.7%)	$708,110 (-1.08%) Land $171,700 Building $536,410
2025	$6,157.00 (+2.79%) Homeowner's exemption	$456,459	$715,805 Land $171,700 Building $544,105
2024	$5,990.00 (+1.03%)
2023	$5,929.00 (+2.67%) Homeowner's exemption	$430,675 (+3%)	$717,066 (+12.89%) Land $163,200 Building $553,866
2022	$5,775.00 Homeowner's exemption	$418,131	$635,205 Land $160,000 Building $475,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4728 Spinnaker Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4728 Spinnaker Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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