4732 Spinnaker Dr, Bradenton, FL 34208 Property Records

Manatee County property record for 4732 Spinnaker Dr, Bradenton, FL 34208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 2000
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Aug 2020)
Tax Bill	$6,942 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`10721-0066-0`

Property Details

APN / Parcel Number

Primary APN	`10721-0066-0`
Alternative APN	`3418281072100660`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	3,237 sqft
1st Floor Area	2,362 sqft
Utility Area	1 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	4 Parking Spaces
Pool Area	200 sqft
Porch	Screened Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4732 SPINNAKER DR
City	BRADENTON
State	FL
Zip	34208-8489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 306 RIVERDALE REVISED, TOGETHER WITH A PORTION OF THAT CERTAIN PARCEL OF LAND REFERRED TO IN ADMINISTRATIVE DETERMINATION 94-98 AND DESC IN VAC OF CANAL (R-94-33V) REC
Legal Range	18E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIVERDALE REVISED
Legal Tract	01053700
Legal Lot Number	306
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1013
Census Tract	2003

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4732 SPINNAKER DR, BRADENTON, FL 34208-8489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Sep 14, 2017	Loan Modification, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Jan 28, 1999 · Amount on Record
Deed Document Number	202079663
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 3, 2020
Property Address	4732 SPINNAKER DR, BRADENTON, FL 34208-8489
Document Number	0041079663
Instrument Date	Jul 31, 2020
Instrument	41079663
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4732 SPINNAKER DR BRADENTON FL 342088489, BRADENTON, FL 34208-8489

Mortgage

Document Number	41079664
Date	Aug 3, 2020
Instrument	41079664

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4732 SPINNAKER DR, BRADENTON, FL 34208-8489
Document Number	0027384235
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4732 SPINNAKER DR BRADENTON FL 342088489, BRADENTON, FL 34208-8489

Mortgage

Document Number	0027384235
Date	Jul 18, 2018
Book Page	002738/004235
Instrument	41072922

Lender

Name	GTE FCU
Type	Credit Union
Address	EWING, NJ 08618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jul 17, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,654 (+2.7%)	$726,212 (-0.28%) Land $171,700 Building $554,512
2025	$6,942.00 (+2.75%)	$511,834 (+5.99%)	$728,253 (-0.97%) Land $171,700 Building $556,553
2024	$6,756.00 (+0.99%)
2023	$6,690.00 (+2.64%) Homeowner's exemption	$482,921 (+3%)	$735,385 (+13.88%) Land $163,200 Building $572,185
2022	$6,518.00 Homeowner's exemption	$468,855	$645,743 Land $160,000 Building $485,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	759 units insured incl. 164 condo units
Nearby Flood Claims	18 (1997–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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