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4734 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4734 Mercado Dr, Sebring, FL 33872

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,134 sqft · built 1976
Lot Size0.289 acres (12,598 sqft)
OwnerCompany Name on Record
Last Sale$180,000 (Jul 2019)
Tax Bill$2,622 (2024)
Deeds & MortgagesNov 2019 Line of Credit
Aug 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNC-04-34-28-130-2560-0040

Property Details

APN / Parcel Number

Primary APNC-04-34-28-130-2560-0040

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area2,134 sqft Living Area
1st Floor Area1,904 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleDuplex Single
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,598 sqft (0.289 acres)
Lot Dimensions125 ft deep x 101 ft wide
View / LotDuplex
DrivewayConcrete Driveway
Driveway Area400 sqft
PorchFlorida Room
Porch Area748 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4734 MERCADO DR
CitySEBRING
StateFL
Zip33872-1527
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3NCFUD
Legal DescriptionSUN N LAKE OF SEB UNIT 13 LOT 4 BLK 256
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionLAKE ONTARIO 1
Legal Block256
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group3
Census Block3002
Census Tract960503

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address914 ANDES DR, SEBRING, FL 33875-5577
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Aug 23, 2019Grant Deed, Transfer
ATTORNEY ONLY
Jul 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 29, 2017Warranty Deed, Transfer · Line of Credit
MIDFLORIDA FCU
Jan 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleMar 29, 2017 · Amount on Record
Deed Document Number201950526
Deed Book / Page2705 / 762
Last Transfer DateAug 23, 2019
Transfer Doc0001953499
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4734 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001962988
Instrument DateNov 4, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address914 ANDES DR SEBRING FL 338755577, SEBRING, FL 33875-5577

Mortgage

Document Number0001962988
DateNov 6, 2019
Book Page002722/000109
Instrument1962988
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIGHLANDS FL
Recording DateAug 23, 2019
Property Address4734 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001953499
Book / Page002709 / 000451
Instrument DateAug 23, 2019
Instrument1953499
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address914 ANDES DR SEBRING FL 338755577, SEBRING, FL 33875-5577

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 31, 2019
Property Address4734 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001950526
Book / Page002705 / 000762
Instrument DateJul 30, 2019
Instrument1950526
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address914 ANDES DR SEBRING FL 338755577, SEBRING, FL 33875-5577

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 29, 2017
Property Address4734 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001847537
Book / Page002572 / 001997
Instrument DateMar 27, 2017
Instrument1847537
Transaction TypeTransfer
Record UpdatedApr 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$917.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3701 PAR RD SEBRING FL 338721224, SEBRING, FL 33872-1224

Mortgage

Document Number1847538
DateMar 29, 2017
Book Page002573/000001
Instrument1847538
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 6, 2017
Property Address4734 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001838033
Book / Page002560 / 001042
Instrument DateDec 16, 2016
Instrument1838033
Transaction TypeTransfer
Record UpdatedMar 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3602 SUNRISE DR SEBRING FL 338722069, SEBRING, FL 33872-2069

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,145 (+3.74%) Land $18,500 Building $157,645$176,145 (+3.74%) Land $18,500 Building $157,645
2024$2,622.00 (+5.13%)
2023$2,494.00$169,790 (+30.42%) Land $13,000 Building $156,790$169,790 (+30.42%) Land $13,000 Building $156,790
2022$130,185 Land $8,000 Building $122,185$130,185 Land $8,000 Building $122,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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