4805 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4805 Mercado Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,208 sqft · built 1978
Lot Size	0.144 acres (6,298 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Mar 2024)
Tax Bill	$1,772 (2024)
Deeds & Mortgages	Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`C044813025500031`

Property Details

APN / Parcel Number

Primary APN	`C044813025500031`
Alternative APN	`C-04-34-28-130-2550-0031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	952 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,298 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	612 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	370 sqft
Fence	Fence
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044813025500031
Street Address	4805 MERCADO DR
City	SEBRING
State	FL
Zip	33872-1538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 W 1/2 LOT 3 BLK 255
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	MERCADO PLACE
Legal Block	255
Legal Lot Number	3
Legal Unit	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3008
Census Tract	960503

Owner

4805 Mercado Dr, a duplex, is owned and occupied by an individual who bought it in March 2024.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4805 MERCADO DR, SEBRING, FL 33872-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on File
Deed Sale	Mar 1, 2024 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	2192346
Deed Book / Page	3028 / 1849
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 1, 2024
Property Address	4805 MERCADO DR, SEBRING, FL 33872-1538
Document Number	0002192346
Book / Page	3028 / 1849
Map Reference	MB 9 PG 71
Instrument Date	Feb 27, 2024
Instrument	2192346
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6F-350 DOON VALLEY DRIVE, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 MERCADO DR, SEBRING, FL 33872-1538

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,972	$123,113 Land $9,250 Building $113,863
2024	$1,772.00 (+14.99%)
2023	$1,541.00 (+9.37%)	$103,952 (+18.79%) Land $6,500 Building $97,452	$103,952 (+18.79%) Land $6,500 Building $97,452
2022	$1,409.00	$87,511 Land $4,000 Building $83,511	$87,511 Land $4,000 Building $83,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4805 Mercado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4805 Mercado Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20