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4718 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4718 Mercado Dr, Sebring, FL 33872

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,595 sqft · built 1977
Lot Size0.144 acres (6,299 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Jul 2023)
Tax Bill$720 (2024)
Deeds & MortgagesJul 2023 Sale
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-04-34-28-130-2560-0051

Property Details

APN / Parcel Number

Primary APNC-04-34-28-130-2560-0051

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,595 sqft Living Area
1st Floor Area1,432 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,299 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area480 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area230 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4718 MERCADO DR
CitySEBRING
StateFL
Zip33872-1527
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3NCFUD
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 13 PB 9-PG 71 W 1/2 OF LOT 5 BLK 256
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block256
Legal Lot Number5
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group3
Census Block3002
Census Tract960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4718 MERCADO DR, SEBRING, FL 33872-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Feb 27, 2020Warranty Deed, Transfer · Conventional with PMI
AMERICAN PROPERTIES LLC
Jan 20, 2017Warranty Deed, Transfer · Conventional Mortgage
MIDFLORIDA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleFeb 27, 2020 · Amount on Record
Deed Document Number0002990208
Deed Book / Page2990 / 208
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 31, 2023
Property Address4718 MERCADO DR, SEBRING, FL 33872-1527
Document Number0002162646
Book / Page2990 / 208
Map ReferenceMB 9 PG 71
Instrument DateJul 31, 2023
Instrument2162646
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3010 CEDORA TER, SEBRING, FL 33870-6828

Transferred To (Grantee/Buyer)

NameVerified Name
Address4718 MERCADO DR, SEBRING, FL 33872-1527

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 27, 2020
Property Address4718 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001977304
Book / Page002741 / 000349
Instrument DateFeb 27, 2020
Instrument1977304
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 CEDORA TER SEBRING FL 338706828, SEBRING, FL 33870-6828

Mortgage

Document Number1977305
DateFeb 27, 2020
Book Page002741/000351
Instrument1977305
Lender
NameAMERICAN PROPERTIES LLC
Address4524 PEBBLE BEACH DR, SEBRING, FL 33872-1730
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueFeb 26, 2025

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 20, 2017
Property Address4718 MERCADO DR, SEBRING, FL 33872-1527
Document Number0001839556
Book / Page002562 / 000922
Instrument DateJan 18, 2017
Instrument1839556
Transaction TypeTransfer
Record UpdatedMar 7, 2017
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$504.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4524 PEBBLE BEACH DR SEBRING FL 338721730, SEBRING, FL 33872-1730

Mortgage

Document Number1839558
DateJan 20, 2017
Book Page002562/000925
Instrument1839558
Lender
NameMIDFLORIDA FCU
TypeCredit Union
AddressLAKELAND, FL 33801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,346 (-34.53%)$123,254 (+8.53%) Land $9,250 Building $114,004
2024$720.00 (-59.66%)
2023$1,785.00 (+9.11%)$113,562 (+18.45%) Land $6,500 Building $107,062$113,562 (+18.45%) Land $6,500 Building $107,062
2022$1,636.00$95,877 Land $4,000 Building $91,877$95,877 Land $4,000 Building $91,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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