Highlands County property record for 4804 Mercado Dr, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 4 ba · 1,105 sqft · built 1978 |
| Lot Size | 0.144 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,500 (Dec 2018) |
| Tax Bill | $681 (2024) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage Dec 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813025600030 |
| Primary APN | C044813025600030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,105 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,299 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 51 ft wide |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 332 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044813025600030 |
|---|---|
| Street Address | 4804 MERCADO DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-1537 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3NCFUD |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 ELY 1/2 LOT 3 BLK 256 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | LAKE ONTARIO 1 |
| Legal Block | 256 |
| Legal Lot Number | 3 |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 960503 |
4804 Mercado Dr, a duplex, is owned and occupied by an individual who bought it in December 2018.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4804 MERCADO DR, SEBRING, FL 33872-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Dec 17, 2018 | Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Apr 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on File |
| Deed Sale | Dec 17, 2018 · Amount on File |
| Prior Sale | Dec 17, 2018 |
| Deed Document Number | 1922023 |
| Deed Book / Page | 2669 / 1238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 4804 MERCADO DR, SEBRING, FL 33872-1537 |
| Document Number | 0001922023 |
| Book / Page | 2669 / 1238 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 1922023 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGENCY C |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 82, GAS CITY, IN 46933-0082 |
| Name | Verified Name |
|---|---|
| Address | 4804 MERCADO DR, SEBRING, FL 33872-1537 |
| Document Number | 0001922024 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 1922024 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 4804 MERCADO DR, SEBRING, FL 33872-1537 |
| Document Number | 0001922022 |
| Book / Page | 002669 / 001233 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 1922022 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 82 GAS CITY IN 469330082, GAS CITY, IN 46933-0082 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 4804 MERCADO DR, SEBRING, FL 33872-1537 |
| Document Number | 0001849595 |
| Book / Page | 002575 / 001767 |
| Instrument Date | Jul 23, 2016 |
| Instrument | 1849595 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4457 FARMINGTON RD GAS CITY IN 469331346, GAS CITY, IN 46933-1346 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,466 | $103,469 Land $9,250 Building $94,219 | |
| 2024 | $681.00 (+2.87%) | ||
| 2023 | $662.00 (+1.53%) Homeowner's exemption | $55,163 (+3%) | $93,979 (+19.5%) Land $6,500 Building $87,479 |
| 2022 | $652.00 Homeowner's exemption | $53,556 | $78,643 Land $4,000 Building $74,643 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4804 Mercado Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4804 Mercado Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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