47281 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47281 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,210 sqft · built 2000
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Sep 2017)
Tax Bill	$9,570 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`005-16-4797-000`

Property Details

APN / Parcel Number

Primary APN	`005-16-4797-000`
Alternative APN	`65 3 153`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,210 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	1,520 sqft
Finished Basement	1,520 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	1,153 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47281 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.3B LOT 153 2232--1150
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	153
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2003
Census Tract	611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47281 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MTG
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit FAIRFAX CNTY EMPS CU
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Prior Sale	Dec 11, 2000 · Amount on Record
Deed Document Number	201757183
Last Transfer Date	Sep 19, 2019
Transfer Doc	0000056849
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47281 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20210129011776
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47281 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20210129011776
Date	Jan 29, 2021
Instrument	11776

Lender

Name	MCLEAN MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2036

Interest

Rate Type	Fixed Rate
Rate	2%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 23, 2019
Property Address	47281 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20190923056849
Instrument Date	Sep 19, 2019
Instrument	56849
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47281 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47281 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20170914057185
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170914057185
Date	Sep 14, 2017
Instrument	57185

Lender

Name	FAIRFAX CNTY EMPS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Sep 14, 2017
Property Address	47281 MIDDLE BLUFF PL, STERLING, VA 20165-3127
Document Number	20170914057183
Instrument Date	Sep 11, 2017
Instrument	57183
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47281 MIDDLE BLUFF PL STERLING VA 201653127, STERLING, VA 20165-3127

Mortgage

Document Number	20170914057184
Date	Sep 14, 2017
Instrument	57184

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,570.00 (+7.26%)	$1,188,860 (+16.59%) Land $283,700 Building $905,160	$1,188,860 (+16.59%) Land $283,700 Building $905,160
2023	$8,922.00	$1,019,680 Land $283,700 Building $735,980	$1,019,680 Land $283,700 Building $735,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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