Loudoun County property record for 47265 Middle Bluff Pl, Sterling, VA 20165 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,517 sqft · built 2000 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (May 2026) |
| Tax Bill | $8,816 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 005-16-7699-000 |
| Primary APN | 005-16-7699-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,517 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Basement Area | 1,369 sqft |
| Finished Basement | 1,369 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,005 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47265 MIDDLE BLUFF PL |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH BANK S.3B L.149 1916--2130 |
| Legal Subdivision | SOUTH BANK |
| Legal Block | 2 |
| Legal Lot Number | 149 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 611208 |
Source: Loudoun County records · APN 005-16-7699-000
Assessment roll updated August 11, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47265 MIDDLE BLUFF PL, STERLING, VA 20165-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 26, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Nov 20, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2012 · Amount on Record |
| Deed Document Number | 202626976 |
| Prior Transfer Date | Nov 20, 2023 |
| Prior Transfer Doc | 0000046547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 26, 2026 |
| Property Address | 47265 MIDDLE BLUFF PL, STERLING, VA 20165-3127 |
| Document Number | 0000026976 |
| Instrument Date | May 22, 2026 |
| Instrument | 202626976 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | SPECTRUM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47265 MIDDLE BLUFF PL, STERLING, VA 20165-3127 |
| Document Number | 0000026977, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202626977 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 20, 2023 |
| Property Address | 47265 MIDDLE BLUFF PL, STERLING, VA 20165-3127 |
| Document Number | 0000046547 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 202311200046547 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47265 MIDDLE BLUFF PL, STERLING, VA 20165-3127 |
Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,816.00 (+3.83%) | $1,095,190 (+12.85%) Land $282,700 Building $812,490 | $1,095,190 (+12.85%) Land $282,700 Building $812,490 |
| 2023 | $8,491.00 | $970,440 Land $282,700 Building $687,740 | $970,440 Land $282,700 Building $687,740 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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