Loudoun County property record for 47268 Middle Bluff Pl, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,970 sqft · built 2000 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Aug 2018) |
| Tax Bill | $7,953 (2023) |
| Deeds & Mortgages | Sep 2025 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-16-7971-000 |
| Primary APN | 005-16-7971-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,970 sqft Living Area |
| Gross Area | 4,954 sqft |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 772 sqft |
| Finished Basement | 772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Deck Area | 500 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 47268 MIDDLE BLUFF PL |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH BANK S.3B L.201 1852--1323 |
| Legal Subdivision | SOUTH BANK |
| Legal Lot Number | 201 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 611208 |
Source: Loudoun County records · APN 005-16-7971-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 10, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Oct 02, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK |
| Aug 22, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST HM MTG CORP |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Dec 20, 2000 · Amount on Record |
| Deed Document Number | 201808220049246 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Document Number | 0000045163 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 20250918-0045163 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Oct 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000121554 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 202112100121554 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Document Number | 20191004060474 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 47268 MIDDLE BLUFF PL STERLING VA 201653125, STERLING, VA 20165-3125 |
| Document Number | 20191004060474 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 60474 |
| Name | USAA FED'L SVGS BK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 22, 2018 |
| Property Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Document Number | 20180822049246 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 49246 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47268 MIDDLE BLUFF PL STERLING VA 201653125, STERLING, VA 20165-3125 |
| Document Number | 20180822049247 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 49247 |
| Name | FIRST HM MTG CORP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 47268 MIDDLE BLUFF PL, STERLING, VA 20165-3125 |
| Document Number | 20170320016490 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 47268 MIDDLE BLUFF PL STERLING VA 201653125, STERLING, VA 20165-3125 |
| Document Number | 20170320016490 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 16490 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,953.00 | $908,960 Land $280,100 Building $628,860 | $908,960 Land $280,100 Building $628,860 |
Source: FEMA National Flood Hazard Layer as of June 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 540 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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