47292 Middle Bluff Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 47292 Middle Bluff Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,170 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$869,210 (May 2022)
Tax Bill	$8,883 (2026)
Deeds & Mortgages	May 2022 Transfer Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005-16-3567-000`

Property Details

APN / Parcel Number

Primary APN	`005-16-3567-000`
Alternative APN	`65 3 190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,170 sqft Living Area
1st Floor Area	1,413 sqft
Basement Area	765 sqft
Finished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	Deck Area
Patio Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	47292 MIDDLE BLUFF PL
City	STERLING
State	VA
Zip	20165-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	SOUTH BANK SEC.3B LOT 190 1860--2373
Legal Subdivision	SOUTH BANK
Legal Block	2
Legal Lot Number	190
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2002
Census Tract	611208

Owner

47292 Middle Bluff Pl is owned and occupied by two individuals who bought it in May 2022.

Source: Loudoun County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	47292 MIDDLE BLUFF PL, STERLING, VA 20165-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Intrafamily Transfer, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jan 17, 2001 · Amount on File
Deed Document Number	202229590
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	0000029590
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	May 17, 2022
Property Address	47292 MIDDLE BLUFF PL, STERLING, VA 20165-3126
Document Number	0000029590
Instrument Date	May 13, 2022
Instrument	202205170029590
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47292 MIDDLE BLUFF PL, STERLING, VA 20165-3126

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	47292 MIDDLE BLUFF PL, STERLING, VA 20165-3126
Document Number	20180426022917
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180426022917
Date	Apr 26, 2018
Instrument	22917

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 25, 2058

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

The 2026 property tax bill for 47292 Middle Bluff Pl was $8,883.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,883.00	$1,103,540 Land $280,500 Building $823,040	$1,103,540 Land $280,500 Building $823,040
2023	$8,264.00	$944,520 Land $280,500 Building $664,020	$944,520 Land $280,500 Building $664,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47292 Middle Bluff Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 47292 Middle Bluff Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Bluff Pl

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