4711 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4711 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,180 sqft · built 1970
Lot Size	1.03 acres (45,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2018)
Tax Bill	$4,826 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0110-00040`

Property Details

APN / Parcel Number

Primary APN	`395-0110-00040`
Alternative APN	`1052191`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,180 sqft Gross Area
1st Floor Area	1,180 sqft
Basement Area	577 sqft
Finished Basement	577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	45,000 sqft (1.03 acres)
Garage Area	576 sqft
Deck Area	104 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1052191
Street Address	4711 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 AND 5 SERIAL #
Legal Subdivision	PIEDMONT FARMS
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3025
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4711 MORRIS THOMAS RD, DULUTH, MN 55811-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2018998797
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4711 MORRIS THOMAS RD, DULUTH, MN 55811-3748
Document Number	00T1023273
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4711 MORRIS THOMAS RD HERMANTOWN MN 558113748, HERMANTOWN, MN 55811-3748

Mortgage

Document Number	00T1023273
Date	May 11, 2020
Instrument	T1023273

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2018
Property Address	4711 MORRIS THOMAS RD, DULUTH, MN 55811-3748
Document Number	000T998797
Instrument Date	Jun 1, 2018
Instrument	T998797
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4711 MORRIS THOMAS RD HERMANTOWN MN 558113748, HERMANTOWN, MN 55811-3748

Mortgage

Document Number	T998798
Date	Jun 6, 2018
Instrument	T998798

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,826.00 (+26.73%) Homeowner's exemption
2025	$3,808.00 (+7.81%) Homeowner's exemption	$365,200 (+23.67%) Land $69,400 Building $295,800	$365,200 (+23.67%) Land $69,400 Building $295,800
2024	$3,532.00	$295,300 (+22.63%) Land $66,000 Building $229,300	$295,300 (+22.63%) Land $66,000 Building $229,300
2022		$240,800 Land $58,300 Building $182,500	$240,800 Land $58,300 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Spectrum.

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