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4725 Mallard Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4725 Mallard Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1988
Lot Size0.319 acres (13,895 sqft)
Owner2 Individual Names on File
Last Sale$181,000 (Oct 2017)
Tax Bill$2,453 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-26-31-5130-00II-0090

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-00II-0090
Alternative APNs
  • 263131513000II0090
  • 98959

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,204 sqft Living Area
Gross Area1,784 sqft
1st Floor Area1,204 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,895 sqft (0.319 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area216 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4725 MALLARD DR
CitySAINT CLOUD
StateFL
Zip34772-9318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK II LOT 9
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockII
Legal Lot Number9
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1071
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-00II-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4725 MALLARD DR, SAINT CLOUD, FL 34772-9318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Oct 30, 2017Warranty Deed, Transfer · FHA Mortgage
LOAN SIMPLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Prior SaleNov 08, 2010 · Amount on Record
Deed Document Number2017155703
Deed Book / Page5232 / 642
Prior Transfer DateJun 22, 2007
Prior Transfer Doc0040492901
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4725 MALLARD DR, SAINT CLOUD, FL 34772-9318
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanySTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 MALLARD DR, SAINT CLOUD, FL 34772-9318

Mortgage

Document Number0063031672
DateOct 21, 2022
Book Page6303/1672
Instrument2022155947
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2017
Property Address4725 MALLARD DR, SAINT CLOUD, FL 34772-9318
Document Number0052320642
Book / Page005232 / 000642
Instrument DateOct 27, 2017
Instrument155703
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,267.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4725 MALLARD DR ST CLOUD FL 347729318, ST CLOUD, FL 34772-9318

Mortgage

Document Number52320643
DateOct 30, 2017
Book Page005232/000643
Instrument155704
Lender
NameLOAN SIMPLE INC
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80112
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,453.00 (+6.28%) Homeowner's exemption$166,510 (+5.99%)$282,500 (+7.78%) Land $60,000 Building $222,500
2024$2,308.00 (+2.4%)
2023$2,254.00 (+4.98%) Homeowner's exemption$157,105 (+3%)$262,100 (+21.12%) Land $45,000 Building $217,100
2022$2,147.00 Homeowner's exemption$152,530$216,400 Land $40,000 Building $176,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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