Osceola County property record for 4704 Mallard Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 13,982 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2017) |
| Tax Bill | $2,364.00 (2024) |
| Primary APN | 31-26-31-5130-00JJ-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,496 sqft Gross Area |
| 1st Floor | 1,200 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,982 sqft (0.321 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Porch Area | 16 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4704 MALLARD DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK JJ LOT 2 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | JJ |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1072 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-00JJ-0020
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Nov 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Deed Doc Number | 2017165940 |
| Deed Book / Page | 5242 / 1073 |
| Prior Transfer Date | Jul 05, 2001 |
| Prior Transfer Doc | 0036030235 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Document Number | 0068670394 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 6867/394 |
| Instrument | 2025129538 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 19, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Document Number | 0062551298 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 6255/1298 |
| Instrument | 2022112304 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 4704 MALLARD DR, SAINT CLOUD, FL 34772-9317 |
| Document Number | 0052421073 |
| Book / Page | 5242 / 1073 |
| Map Reference | MB1 PG395 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 2017165940 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LA ROS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4704 MALLARD DR, 4704, SAINT CLOUD, FL 34772-9317 |
| Name | Verified Name |
|---|---|
| Address | 13949 WOOD LAKE CIR, SAINT CLOUD, FL 34772 |
| Document Number | 2017165941 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017165941 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (+6.22%) Homeowner's exemption | $170,693 (+5.99%) | $266,200 (+8.04%) Land $60,000 Building $206,200 |
| 2024 | $2,364.00 (+2.34%) | ||
| 2023 | $2,310.00 (+5%) Homeowner's exemption | $161,052 (+3%) | $246,400 (+20.84%) Land $45,000 Building $201,400 |
| 2022 | $2,200.00 Homeowner's exemption | $156,362 | $203,900 Land $40,000 Building $163,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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