4714 Mallard Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4714 Mallard Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,346 sqft · built 1988
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2023)
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312631513000JJ0030`

Property Details

APN / Parcel Number

Primary APN	`312631513000JJ0030`
Alternative APN	`98965`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Heated Area
Gross Area	2,562 sqft
1st Floor Area	1,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	620 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98965
Street Address	4714 MALLARD DR
City	SAINT CLOUD
State	FL
Zip	34772-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAE1
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK JJ LOT 3
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	JJ
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1072
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4714 MALLARD DR, SAINT CLOUD, FL 34772-9317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	0064842289
Deed Book / Page	6484 / 2289
Last Transfer Date	Oct 9, 2025
Transfer Doc	0068622326
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 9, 2025
Property Address	4714 MALLARD DR, SAINT CLOUD, FL 34772-9317
Document Number	0068622326
Book / Page	6862 / 2326
Instrument Date	Oct 3, 2025
Instrument	2025125835
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Tax	$9.10
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2787 HABERLAND AVE SE, PALM BAY, FL 32909-8992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4714 MALLARD DR, SAINT CLOUD, FL 34772-9317

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2023
Property Address	4714 MALLARD DR, SAINT CLOUD, FL 34772-9317
Document Number	0064842289
Book / Page	6484 / 2289
Map Reference	MB 1 PG 395
Instrument Date	Sep 29, 2023
Instrument	2023130818
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	UNIK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 OLD SPANISH TRL, LANTANA, FL 33462-5174

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4714 MALLARD DR, SAINT CLOUD, FL 34772-9317

Mortgage

Document Number	0064842291
Date	Oct 4, 2023
Instrument	6484/2291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,429.00 (+3.87%) Homeowner's exemption	$309,100 (+1.85%) Land $60,000 Building $249,100	$309,100 (+1.85%) Land $60,000 Building $249,100
2024	$4,264.00 (+2.38%) Homeowner's exemption	$303,500 (+5.35%) Land $55,000 Building $248,500	$303,500 (+5.35%) Land $55,000 Building $248,500
2023	$4,165.00 (+13.61%)	$288,100 (+21.31%) Land $45,000 Building $243,100	$288,100 (+21.31%) Land $45,000 Building $243,100
2022	$3,666.00	$237,500 Land $40,000 Building $197,500	$237,500 Land $40,000 Building $197,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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