Osceola County property record for 4735 Mallard Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,664 sqft · built 1988 |
| Lot Size | 0.319 acres (13,895 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jan 2022) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-31-5130-00II-0080 |
| Primary APN | 31-26-31-5130-00II-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,208 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,895 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4735 MALLARD DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK II LOT 8 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | II |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-00II-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4735 MALLARD DR, SAINT CLOUD, FL 34772-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 19, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 20229720 |
| Deed Book / Page | 6131 / 2678 |
| Prior Transfer Date | Jan 14, 2022 |
| Prior Transfer Doc | 0061312678 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4735 MALLARD DR, SAINT CLOUD, FL 34772-9318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | HOMETOWN TITLE GROUP I NC |
| Name | Verified Name |
|---|
| Document Number | 0051262015 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | 5126/2015 |
| Instrument | 2017050615 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 4735 MALLARD DR, SAINT CLOUD, FL 34772-9318 |
| Document Number | 0061312678 |
| Book / Page | 6131 / 2678 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022009720 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3541 CORD AVE, 3541, SAINT CLOUD, FL 34772-8047 |
| Name | Verified Name |
|---|---|
| Address | 4735 MALLARD DR, SAINT CLOUD, FL 34772-9318 |
| Document Number | 0061312680 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 6131/2680 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (+5.15%) Homeowner's exemption | $270,796 (+5.99%) | $275,100 (+7.67%) Land $60,000 Building $215,100 |
| 2024 | $3,707.00 (+2.15%) | ||
| 2023 | $3,629.00 (+243.98%) Homeowner's exemption | $255,500 (+247.12%) Land $45,000 Building $210,500 | $255,500 (+21.03%) Land $45,000 Building $210,500 |
| 2022 | $1,055.00 Homeowner's exemption | $73,605 | $211,100 Land $40,000 Building $171,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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