451 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 451 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,328 sqft · built 1898
Lot Size	0.75 acres (32,700 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2015)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`027270-2`

Property Details

APN / Parcel Number

Primary APN	`027270-2`
Alternative APN	`K48-25-11-02-30-066-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,328 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,856 sqft
Upper Floors Area	1,472 sqft
Attic	Attic
Attic Area	1,440 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1950
Architectural Style	Traditional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	32,700 sqft (0.75 acres)
Lot Dimensions	545 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027270-2
Street Address	451 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ 68 SCIOTO ST-SEC 23PT LOT 198NO FURTHER TRANSFERS WITHOUT SURVEY
Legal Range	11W
Legal Township	25N
Legal Section	2
Legal Lot Number	198
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	451 SCIOTO ST, URBANA, OH 43078-2130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES SAVINGS BANK
Jul 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	20153645
Deed Book / Page	534 / 2076
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	451 SCIOTO ST, URBANA, OH 43078-2130
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SCIOTO ST, URBANA, OH 43078-2130

Mortgage

Document Number	00592/4969
Date	Nov 3, 2023
Book Page	592/4969
Instrument	202300004230

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 15, 2022
Property Address	451 SCIOTO ST, URBANA, OH 43078-2130
Document Number	00586/2154
Book / Page	586 / 2154
Instrument Date	Jun 29, 2022
Instrument	202200003588
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 SCIOTO ST, URBANA, OH 43078-2130

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,789.00	$119,420 (+63.97%) Land $12,470 Building $106,950	$341,220 (+63.99%) Land $35,640 Building $305,580
2024	$4,789.00 (+24.62%) Homeowner's exemption	$72,830 (-) Land $8,290 Building $64,540
2023	$3,843.00 (-0.41%) Homeowner's exemption	$72,830 (-) Land $8,290 Building $64,540	$208,070 (-) Land $23,680 Building $184,390
2022	$3,859.00 Homeowner's exemption	$72,830 Land $8,290 Building $64,540	$208,070 Land $23,680 Building $184,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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