Schoharie County and Middleburgh Town property record for 471 Lower Rd, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,568 sqft · built 1957 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,000 (Nov 2015) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Dec 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 433889 96.-4-2 |
| Primary APN | 433889 96.-4-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Upper Floors Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 96,268 sqft (2.21 acres) |
| Lot Width | 204 ft Width |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 495J100796 |
|---|---|
| Street Address | 471 LOWER RD |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-5838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 740700 |
Source: Schoharie County and Middleburgh Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 603 RICKARD HILL RD, SCHOHARIE, NY 12157-3819 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Prior Sale | Mar 29, 2010 · Amount on Record |
| Deed Book / Page | 1010 / 72 |
| Prior Transfer Date | Mar 3, 2010 |
| Prior Transfer Doc | 0000000896/000000026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 9, 2024 |
| Property Address | 471 LOWER RD, MIDDLEBURGH, NY 12122-5838 |
| Document Number | 001225/136 |
| Book / Page | 1225 / 136 |
| Instrument Date | Dec 4, 2024 |
| Instrument | 827202 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 RICKARD HILL RD, SCHOHARIE, NY 12157-3819 |
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,631.00 (-29.03%) | $70,000 (-) Land $18,150 Building $51,850 | $150,538 (+9.68%) Land $39,032 Building $111,506 |
| 2023 | $70,000 (-22.22%) Land $18,150 Building $51,850 | $137,255 (-17.65%) Land $35,588 Building $101,667 | |
| 2022 | $90,000 Land $15,000 Building $75,000 | $166,667 Land $27,778 Building $138,889 | |
| 2021 | $5,116.00 (-35.19%) | ||
| 2020 | $7,894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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